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Sanford & Tatum Blog

All You Ever Wanted to Know About Insurance

Compliance Overview: Voluntary Benefits ERISA Compliance Exemption

Voluntary Benefits ERISA Compliance Exemption - Voluntary benefits are optional benefits that employers may offer to enhance their traditional benefits packages. Offering voluntary benefits allows an employer to include...

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Legal Update: New Executive Order Seeks to Lower Drug Prices and Improve PBM Transparency

New Executive Order Seeks to Lower Drug Prices and Improve PBM Transparency - On April 15, 2025, President Donald Trump issued an executive order (EO) that directs his administration to take a wide range of actions to...

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Compliance Overview: ​The Most Common Summary Plan Description Misconceptions

The Most Common Summary Plan Description Misconceptions - One of the most important documents participants must automatically receive when becoming covered under a health benefit plan that is subject to the federal...

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News Brief: How Tariffs May Impact Home and Auto Insurance

How Tariffs May Impact Home and Auto Insurance - On April 3, 2025, President Donald Trump announced new tariffs on imports into the United States. These costs would include an increased tariff on foreign automobiles and...

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Legal Update: National Safety Stand-down to Prevent Falls in Construction Starts May 5

National Safety Stand-down to Prevent Falls in Construction Starts May 5 - OSHA is partnering with key groups to assist with hosting a safety stand-down to prevent falls in construction. This stand-down is scheduled for...

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Risk Insights: The Impact of Tariffs on the Commercial Insurance Market

The Impact of Tariffs on the Commercial Insurance Market - Tariffs refer to taxes on goods traded internationally. When imported goods reach a country’s border, its government collects tariffs, also called customs...

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Risk Insights: Contractual Risk Transfer for Landlords

Contractual Risk Transfer for Landlords - Risk management is an essential aspect of property leasing, and one method that landlords can utilize to reduce potential losses is contractual risk transfer. This legally...

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HR Compliance Overview: Compliance Considerations for Unlimited PTO Policies

Compliance Considerations for Unlimited PTO Policies - With employee leave laws continuing to expand in patchwork fashion across the country, employers may consider implementing an unlimited paid time off (PTO) policy...

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Legal Update: Supreme Court Ruling May Lead to More Fiduciary Lawsuits under the ERISA

Supreme Court Ruling May Lead to More Fiduciary Lawsuits under ERISA - On April 17, 2025, the U.S. Supreme Court ruled that a group of employees may challenge their employer’s fee arrangement with a retirement plan...

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Live Well, Work Well: Allergy Proof your Spring

Allergy Proof your Spring - You may notice that you sneeze and cough more during certain times of the year. In this case, you may have seasonal allergies, which are allergy symptoms that occur during specific times of...

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