Health Care Plan Tobacco Surcharges - If you are looking for ways to manage health care costs, avoiding tobacco surcharges can reduce your health care spending. Your health care plan may have tobacco surcharges on...

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Summer Food Safety Tips - You’ll likely spend time outside with family and friends this summer at a picnic or backyard barbecue. However, if you aren’t careful about handling foods and beverages during these cookouts,...

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Navigating Social anxiety in the summer. - Summer is a time for sunshine, outdoor activities and social gatherings, with ample opportunities to unwind and connect with others. However, for those experiencing social...

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- Workers’ Comp Strong In 2024 But Susceptible to Economic Shocks - The U.S. workers’ compensation market had another strong year, posting a combined ratio of 86% for 2024 for an 11th consecutive year of underwriting...

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CVSA Reveals 2025 Focus for Upcoming Operation Safe Driver Week - Operation Safe Driver Week-an annual campaign conducted by the Commercial Vehicle Safety Alliance (CVSA)-will take place from July 13-19, 2025. This year’...

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Liability Focus - Corporates Recordkeeping Best Practices - As corporate leaders, a company’s directors and officers have a range of responsibilities, many of which center around ensuring operational success, fostering...

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OSHA Releases 2024 Injury and Illness Data - On April 17, 2025, OSHA released its 2024 workplace injury and illness data that was collected from its Injury Tracking Application (ITA). The data came from 370,000 reports...

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- OSHA Extends Outdoor and Indoor Heat-related Hazards National Emphasis Program - OSHA issued a notice in January that it would extend the effective date of its Outdoor and Indoor Heat-related Hazards National Emphasis...

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The Role of the Board of Directors in Risk Management - The scale of risks facing organizations is multiplying. Challenges such as political instability, economic volatility, evolving regulations and cybersecurity...

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Recognizing Good and Bad Stress - Stress is often perceived as a negative force that impacts our overall well-being. However, not all stress is detrimental. Stress is common and healthy; it’s your body’s way of...

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June Is National Safety Month - June is National Safety Month. This campaign, put together by the National Safety Council (NSC), highlights efforts to prevent injuries and deaths inside and outside the workplace. It...

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New Executive Order Aims to Reduce Drug Costs by Aligning with Global Prices - On May 12, 2025, President Donald Trump issued an executive order (EO) that aims to bring the prices Americans pay for prescription drugs in...

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Form 5500 Deadline Is July 31 - Each year, employers that are subject to the Employee Retirement Income Security Act of 1974 (ERISA) must electronically file an annual report (Form 5500) for each employee benefit plan...

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Health Plan Deductibles and OOPMs – Key Concepts for Employers - Deductibles and out-of-pocket maximums (OOPMs) are important cost-sharing parameters for health plans. A deductible is the amount an individual must pay...

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DOL Issues Guidance on Independent Contractor Misclassification Enforcement - On May 1, 2025, the U.S. Department of Labor (DOL) issued Field Assistance Bulletin (FAB) 2025-1 on how to determine employee or independent...

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- The Dangers of Doomscrolling - During times of uncertainty or stress, you might find yourself scrolling through your phone, unable to stop consuming negative news and social media content. Although this habit, known...

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Ensuring Highway Safety for Roadside Workers - Employees across multiple industries have job roles that may require them to work alongside the highway, including law enforcement officers, first responders, firefighters,...

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Understanding Roof Coverage Terms in Your Home Insurance - Your home’s roof is among its most critical structural components, protecting your family, belongings and the rest of your residence from many possible perils...

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EEOC and DOJ Issue Guidance on DEI-related Discrimination - On March 19, 2025, the U.S. Equal Employment Opportunity Commission (EEOC) and the U.S. Department of Justice (DOJ) issued joint guidance on illegal and...

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News Brief: Report Finds 1 in 4 Workers Unaware of the Mental Health Benefits - A survey conducted in January 2025 by the National Alliance on Mental Illness (NAMI) found that 1 in 4 workers is unaware whether their...

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Selecting the FMLA Leave year - Under the federal Family and Medical Leave Act (FMLA), covered employers must allow eligible employees to take 12 weeks of unpaid job-protected leave per each 12-month period for...

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Mental Health Care Benefits Strategies - In today’s work environment, employees are increasingly grappling with common mental health challenges such as burnout, stress and anxiety, as well as other diagnosable mental...

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Psychiatry Basics and Health Plan Coverage - A psychiatrist is a medical doctor specializing in mental health, including substance use disorders. They are trained to diagnose, treat and help prevent a wide range of...

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USCIS Updates Form I-9 and E-Verify - On April 2, 2025, the U.S. Citizenship and Immigration Services (USCIS) updated its Employment Eligibility Verification form (Form I-9) and the Department of Homeland Security (DHS)...

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Engaging Generation Z in the Workplace - Generation Z (Gen Z) accounts for a growing percentage of the global workforce. In the second quarter of 2024, this group comprised 18% of the U.S. labor force, and this rate...

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Stress Vs. Anxiety - Stress and anxiety are often used interchangeably, but they aren’t the same. While both are emotional responses, stress is typically caused by an external trigger. Stress is the body’s reaction to a...

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Boosting your Mental Health Daily - Mental Health Awareness Month is observed every May to help break the stigma and support people living with mental health conditions. Mental illness refers to a range of diagnosed...

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It’s OK Not to Be OK - Mental Health Awareness Month, observed every May, serves as a crucial reminder that mental health is just as important as physical health. This national health observance is meant to raise...

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Voluntary Benefits ERISA Compliance Exemption - Voluntary benefits are optional benefits that employers may offer to enhance their traditional benefits packages. Offering voluntary benefits allows an employer to include...

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New Executive Order Seeks to Lower Drug Prices and Improve PBM Transparency - On April 15, 2025, President Donald Trump issued an executive order (EO) that directs his administration to take a wide range of actions to...

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