Sanford & Tatum Blog
All You Ever Wanted to Know About Insurance
Live Well, Work Well - January 2022
Thursday, December 30, 2021
How to Make - and Keep - Your New Year's Resolution - As the new year approaches, you may find yourself reflecting on the past year. This introspection is a significant first step toward selecting a New Year’s...
Legal Update: EEOC Issues New Guidance on COVID-19 and ADA Disability
Thursday, December 23, 2021
Legal Update: Court Reinstates OSHA Vaccination Mandate for Private Employers
Monday, December 20, 2021
On Friday, Dec. 17, 2021, the 6th Circuit Federal Court of Appeals reinstated the Occupational Safety and Health Administration’s (OSHA) federal emergency temporary standard (ETS) for COVID-19. The 6th Circuit decision...
Auto Insights: Prepare Your Vehicle for Winter
Friday, December 10, 2021
Winter weather can create various driving challenges. Cold temperatures make it difficult for engines to work properly, while snow limits tire traction and salt causes rust on exterior paint. That’s why it is important...
Safety Matters: Avoid Winter Slip-ups
Thursday, December 9, 2021
Winter months present additional hazards that are typically not factors for employees during warmer weather – specifically, slip and fall concerns. With snow and ice-covered conditions, you run the risk of taking major...
Know Your Insurance: Life Events that Affect Your Insurance Needs
Wednesday, December 8, 2021
As we age and reach different milestones in our lives, our insurance needs change. The following life events may affect your insurance needs: New home ownership- Purchasing a new home is a big investment-one that you...
Compliance Overview: Employee Benefit Plan Limits for 2022
Thursday, December 2, 2021
Employee Benefit Plan Limits for 2022 - Many employee benefits are subject to annual dollar limits that are periodically updated for inflation by the IRS. The following commonly offered employee benefits are subject to...
OSHA Releases Vaccination and Testing ETS
Friday, November 5, 2021
On Nov. 4, 2021, the Occupational Safety and Health Administration (OSHA) announced a federal emergency temporary standard (ETS) to address the grave danger of COVID-19 infection in the workplace. Affected employers...
Reducing Auto Claims for Businesses
Thursday, November 4, 2021
Vehicle-related crashes are the leading cause of work-related deaths. In addition to the potential for loss of life, work-related automobile accidents expose businesses to liability risks, legal expenses, lost time,...
DOL Extends Rescission Date for Joint Employer Rule to Oct. 5, 2021
Monday, September 27, 2021
CVSA's Brake Safety Week Scheduled for Aug. 22-28
Monday, August 16, 2021
OSHA's Safe and Sound Week
Tuesday, August 10, 2021
Each year, more than 5,000 workers are killed on the job. Additionally, more than 3.6 million employees are seriously injured each year while at work. Because of this, the Occupational Safety and Health Administration (...
Cyber Update: Critical Infrastructure Cyberattacks on the Rise
Monday, August 9, 2021
Critical infrastructure cyberattacks are increasing in frequency according to Advisen’s loss database, and some experts are worried the worst is yet to come. There are sixteen industry sectors in the United States that...
Know Your Insurance: Homeowner Insurance
Wednesday, August 4, 2021
Understanding the 80% Rule for Home Insurance - When it comes to your home, making sure you’re adequately insured is of the utmost importance. Despite this, many homeowners are unaware of the “80% rule” for home...
Work Zone Safety for CMV Drivers
Thursday, July 29, 2021
Commercial motor vehicle (CMV) drivers have a lot to consider when it comes to operating their vehicles safely. This is especially true during various seasons throughout the year-such as road construction season, which...
Cyber Risks and Liabilities
Monday, July 26, 2021
Penetration Testing Explained - Keeping workplace technology up and running is vital to any organization’s success. While this task seems feasible, it’s growing harder and harder each year as cybercriminals expand their...
EEOC Extends EEO-1 Deadline for 2019 and 2020 Data to Aug. 23
Tuesday, July 13, 2021
July is Vehicle Theft Prevention Month
Friday, July 9, 2021
To help drivers keep their vehicles safe, the U.S. Department of Transportation’s National Highway Traffic Safety Administration (NHTSA) has marked July as National Vehicle Theft Prevention Month. Specifically, the...
Cyber Update: White House Issues Ransomware Prevention Guidance to Businesses
Wednesday, June 30, 2021
Firework Safety
Tuesday, June 29, 2021
Fireworks are a staple of many Fourth of July and other celebrations, but remember to take precautions to ensure your special event is safe and accident-free. The Risks - Unfortunately, many people do not realize just...
OSHA's COVID-19 Healthcare Emergency Temporary Standard
Friday, June 25, 2021
On June 10, 2021, the Occupational Health and Safety Administration (OSHA) announced its COVID-19 Healthcare Emergency Temporary Standard (ETS). The ETS was developed to protect health care and health care support...
News Brief - Fatal Accidents Increased 7% in 2020, Despite Fewer Drivers
Wednesday, June 23, 2021
A recent report by the U.S. Department of Transportation’s National Highway Traffic Safety Administration (NHTSA) found that fatal traffic accidents increased 7.2% in 2020 from 2019, despite fewer drivers on the road....
Cyber Risks & Liabilities
Friday, June 18, 2021
The Importance of a Standalone Cyber Insurance Policy - Over the course of the past decade, many organizations have relied on standard property and liability coverage rather than a standalone cyber insurance policy to...
Safety Matters - Avoid Heat Illness
Friday, June 11, 2021
When it is hot outside, your body temperature can rise to dangerous levels. Normally, your body cools itself through sweating. However, in hot and humid weather, sweating is not enough and the result can be a heat...
Cyber Security for Small Businesses
Wednesday, June 2, 2021
High-profile cyber attacks on companies such as Target and Sears have raised awareness of the growing threat of cyber crime. Recent surveys conducted by the Small Business Authority, Symantec, Kaspersky Lab and the...
EEOC Issues New FAQs on COVID-19 Vaccine Programs & Incentives
Tuesday, June 1, 2021
On May 28, 2021, the Equal Employment Opportunity Commission (EEOC) added new answers to frequently asked questions (FAQs) to its existing guidance on how employers should comply with the Americans with Disabilities Act...
Live Well, Work Well - June 2021
Monday, May 31, 2021
Outdoor Exercise Safety Tips - As we move into summer, many will want to exercise outdoors to stay active and get some fresh air. That’s great news, as experts recommend at least 150 minutes of moderate aerobic activity...
Comparing the American Rescue Plan to Previous COVID-19 Relief Bills
Monday, April 12, 2021
News Brief: Congress Passes Extension of Paycheck Protection Program
Monday, April 5, 2021
Congress has passed the PPP Extension Act of 2021, a 60-day extension of the U.S. Small Business Administration’s (SBA) Payment Protection Program (PPP), which was set to expire on March 31. President Joe Biden signed...
American Rescue Plan: Changes to FFCRA Employee Leave
Wednesday, March 24, 2021
The American Rescue Plan Act (ARPA), enacted March 11, 2021, includes changes to emergency paid sick leave and paid family leave under the Families First Coronavirus Response Act (FFCRA). The ARPA extended the tax...
2021 Commercial Property Insurance Market Outlook
Thursday, March 18, 2021
The commercial property market has steadily hardened in recent years, resulting in rate increases every quarter since Q3 2017. Unfortunately, these rate increases-as well as additional policy restrictions-are expected...
Live Well, Work Well - March 2021
Monday, March 8, 2021
Making Every Bite Count - The newly released Dietary Guidelines for Americans (2020-2025) offers science-based nutrition advice to develop healthy eating habits and reduce chronic disease risk. For the first time, this...
Texas Winter Storm Safety Tips
Wednesday, February 17, 2021
Severe winter weather is wreaking havoc on the state of Texas-accompanied by record-low temperatures, snow and ice. These conditions have resulted in serious safety implications for many Texans. Photo: Ricardo B....
The Danger of Deepfakes
Tuesday, February 9, 2021
Deepfakes Explained - Deepfakes refer to sophisticated forgeries of an image, video or audio recording. Deepfakes have been around for years-you can even find a version of them in social media applications. For instance,...
Securing Cargo for Safe Transportation
Thursday, January 28, 2021
This article focuses on Federal Guidelines for securing cargo, but this is also a very good guide for non-DOT cargo securement. Shifting cargo is one of the most common hazards in commercial transportation. Not only can...
2020, What a Year!
Sunday, January 3, 2021
What is there left to say? You don't need me to tell you about the COVID pandemic and how catastrophic it has been or enumerate the ways the coronavirus has taken over our lives. We're all tired of lockdowns,...