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All You Ever Wanted to Know About Insurance

National Cybersecurity Awareness Month


DOL Extends Rescission Date for Joint Employer Rule to Oct. 5, 2021

On July 29, 2021, the U.S. Department of Labor (DOL) announced that it is rescinding its 2020 Joint Employer Determination Rule (the Rule), effective Sept. 28, 2021. On Sept. 20, the DOL extended this date to Oct. 5,...

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CVSA's Brake Safety Week Scheduled for Aug. 22-28

The Commercial Vehicle Safety Alliance (CVSA) recently scheduled this year’s Brake Safety Week for Aug. 22-28. This annual event aims to emphasize the importance of ensuring sufficient brake systems in commercial motor...

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OSHA's Safe and Sound Week

Each year, more than 5,000 workers are killed on the job. Additionally, more than 3.6 million employees are seriously injured each year while at work. Because of this, the Occupational Safety and Health Administration (...

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Cyber Update: Critical Infrastructure Cyberattacks on the Rise

Critical infrastructure cyberattacks are increasing in frequency according to Advisen’s loss database, and some experts are worried the worst is yet to come. There are sixteen industry sectors in the United States that...

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Know Your Insurance: Homeowner Insurance

Understanding the 80% Rule for Home Insurance - When it comes to your home, making sure you’re adequately insured is of the utmost importance. Despite this, many homeowners are unaware of the “80% rule” for home...

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Work Zone Safety for CMV Drivers

Commercial motor vehicle (CMV) drivers have a lot to consider when it comes to operating their vehicles safely. This is especially true during various seasons throughout the year-such as road construction season, which...

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Cyber Risks and Liabilities

Penetration Testing Explained - Keeping workplace technology up and running is vital to any organization’s success. While this task seems feasible, it’s growing harder and harder each year as cybercriminals expand their...

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EEOC Extends EEO-1 Deadline for 2019 and 2020 Data to Aug. 23

Employers now have some extra time to submit equal employment opportunity (EEO-1) workforce data from 2019 and 2020, the U.S. Equal Employment Opportunity Commission (EEOC) announced on June 28, 2021. These reports were...

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News Brief - July is Vehicle Theft Prevention Month

To help drivers keep their vehicles safe, the U.S. Department of Transportation’s National Highway Traffic Safety Administration (NHTSA) has marked July as National Vehicle Theft Prevention Month. Specifically, the...

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Cyber Update

White House Issues Ransomware Prevention Guidance to Businesses - In a recent letter addressed to corporate executives and business leaders, the White House emphasized that bolstering the nation’s resilience against...

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Firework Safety

Fireworks are a staple of many Fourth of July and other celebrations, but remember to take precautions to ensure your special event is safe and accident-free. The Risks - Unfortunately, many people do not realize just...

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OSHA's COVID-19 Healthcare Emergency Temporary Standard

On June 10, 2021, the Occupational Health and Safety Administration (OSHA) announced its COVID-19 Healthcare Emergency Temporary Standard (ETS). The ETS was developed to protect health care and health care support...

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News Brief - Fatal Accidents Increased 7% in 2020, Despite Fewer Drivers

A recent report by the U.S. Department of Transportation’s National Highway Traffic Safety Administration (NHTSA) found that fatal traffic accidents increased 7.2% in 2020 from 2019, despite fewer drivers on the road....

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Cyber Risks & Liabilities

The Importance of a Standalone Cyber Insurance Policy - Over the course of the past decade, many organizations have relied on standard property and liability coverage rather than a standalone cyber insurance policy to...

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Health Care Claims May Surge in 2021


Safety Matters - Avoid Heat Illness

When it is hot outside, your body temperature can rise to dangerous levels. Normally, your body cools itself through sweating. However, in hot and humid weather, sweating is not enough and the result can be a heat...

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Cyber Security for Small Businesses

High-profile cyber attacks on companies such as Target and Sears have raised awareness of the growing threat of cyber crime. Recent surveys conducted by the Small Business Authority, Symantec, Kaspersky Lab and the...

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EEOC Issues New FAQs on COVID-19 Vaccine Programs & Incentives

On May 28, 2021, the Equal Employment Opportunity Commission (EEOC) added new answers to frequently asked questions (FAQs) to its existing guidance on how employers should comply with the Americans with Disabilities Act...

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Live Well, Work Well - June 2021

Outdoor Exercise Safety Tips - As we move into summer, many will want to exercise outdoors to stay active and get some fresh air. That’s great news, as experts recommend at least 150 minutes of moderate aerobic activity...

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Live Well, Work Well - May 2021

Home Grilling Safety Tips -

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Comparing the American Rescue Plan to Previous COVID-19 Relief Bills

President Joe Biden recently signed into law a $1.9 trillion relief bill, known as the American Rescue Plan. The chart below provides an overview of the highlights of the bill and how it compares to the two previous...

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News Brief: Congress Passes Extension of Paycheck Protection Program

Congress has passed the PPP Extension Act of 2021, a 60-day extension of the U.S. Small Business Administration’s (SBA) Payment Protection Program (PPP), which was set to expire on March 31. President Joe Biden signed...

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American Rescue Plan: Changes to FFCRA Employee Leave

The American Rescue Plan Act (ARPA), enacted March 11, 2021, includes changes to emergency paid sick leave and paid family leave under the Families First Coronavirus Response Act (FFCRA). The ARPA extended the tax...

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2021 Commercial Property Insurance Market Outlook

The commercial property market has steadily hardened in recent years, resulting in rate increases every quarter since Q3 2017. Unfortunately, these rate increases-as well as additional policy restrictions-are expected...

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Live Well, Work Well - March 2021

Making Every Bite Count - The newly released Dietary Guidelines for Americans (2020-2025) offers science-based nutrition advice to develop healthy eating habits and reduce chronic disease risk. For the first time, this...

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Texas Winter Storm Safety Tips

Severe winter weather is wreaking havoc on the state of Texas-accompanied by record-low temperatures, snow and ice. These conditions have resulted in serious safety implications for many Texans. Photo: Ricardo B....

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The Danger of Deepfakes

Deepfakes Explained - Deepfakes refer to sophisticated forgeries of an image, video or audio recording. Deepfakes have been around for years-you can even find a version of them in social media applications. For instance,...

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Securing Cargo for Safe Transportation

This article focuses on Federal Guidelines for securing cargo, but this is also a very good guide for non-DOT cargo securement. Shifting cargo is one of the most common hazards in commercial transportation. Not only can...

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2020, What a Year!

What is there left to say? You don't need me to tell you about the COVID pandemic and how catastrophic it has been or enumerate the ways the coronavirus has taken over our lives. We're all tired of lockdowns,...

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