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Live Well, Work Well: Allergy Proof your Spring

Allergy Proof your Spring - You may notice that you sneeze and cough more during certain times of the year. In this case, you may have seasonal allergies, which are allergy symptoms that occur during specific times of...

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Compliance Bulletin: Employers Should Start Preparing for 2025 RxDC Reporting

Employers Should Start Preparing for 2025 RxDC Reporting - Group health plans and health insurance issuers must annually submit detailed information on prescription drug and health care spending to the Centers for...

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Mental Health Minute: April 2025

Coping With Stress - April is Stress Awareness Month, a time dedicated to acknowledging the commonality of stress and empowering individuals to manage it effectively. Stress is the body’s natural response to an external...

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Risk Insights: 10 Strategies to Address Distracted Driving

10 Strategies to Address Distracted Driving - Distracted driving is a safety risk that can lead to vehicle accidents, injuries and even fatalities. Employers have a responsibility to encourage safe driving habits among...

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Safety Focused: Preventing Slips and Trips During Springtime

Preventing Slips and Trips During Springtime - While spring is often associated with fresh blooms and warmer temperatures, it may also bring rain showers. This type of weather can create wet and slippery conditions,...

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Compliance Overview: Protecting Employees' Medical Information in the Workplace

Protecting Employees' Medical Information in the Workplace - Employers obtain employees’ medical information for various reasons, such as verifying a reasonable accommodation request, certifying leave or confirming...

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Risk Insights: Preventing Distracted Driving with Technology

Preventing Distracted Driving with Technology - Distracted driving can be a significant risk for companies that operate vehicles, whether for deliveries, sales visits or transportation services. Even a momentary lapse...

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Risk Insights: Creating and Effective Distracted Driving Policy

Creating and Effective Distracted Driving Policy - Distracted driving is one of the leading causes of vehicle accidents, posing significant risks to both individuals and businesses. An average of nine people are killed...

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Compliance Overview: Employee Assistance Programs

Employee Assistance Programs - Employee assistance programs (EAPs) are work-based intervention programs that connect employees with resources to identify and address personal problems. EAPs typically include a variety...

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Risk Insights: Navigating Cybersecurity Challenges in the Health Care Industry

Navigating Cybersecurity Challenges in the Health Care Industry - Health care providers have been increasingly utilizing technology and turning to digitization. Innovations such as telehealth, artificial intelligence (...

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Risk Insights: Spring Storm Safety Tips for Businesses

Spring Storm Safety Tips for Businesses - Spring can bring about some of the year’s most dangerous weather and wreak havoc on many aspects of a company’s operations. This article discusses the weather threats to watch...

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Compliance Bulletin: New Wave of Lawsuits Target Health Plan Tobacco Surcharges

New Wave of Lawsuits Target Health Plan Tobacco Surcharges - Numerous class-action lawsuits have recently been filed against employers alleging that health plan premium surcharges related to tobacco use violate federal...

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Risk Insights: Business Risks Related to Severe Convective Storms

Business Risks Related to Severe Convective Storms - Severe convective storms can be extremely destructive natural disasters that result in injuries, infrastructure damage and billions of dollars in losses for...

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Benefits Insights: Accidental Death and Dismemberment

Accidental Death and Dismemberment - When accidents happen, their life-altering or fatal consequences can be devastating not only for the individuals involved but also for their families and employers. In such an event,...

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Benefit Insights: Key Takeaways From the Congressional Report on the HSAs

Key Takeaways From the Congressional Report on the HSAs - The Congressional Research Service (CRS) released its most recent report, updated in 2025, describing health savings accounts (HSAs). The CRS serves as a...

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Benefit Insights: How to Navigate a Growing Array of Benefits Options

How to Navigate a Growing Array of Benefits Options - In today’s labor market, offering a robust benefits package is essential for talent attraction and retention and employee well-being. The rise of voluntary benefits...

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Live Well, Work Well: Dietary Tips to Improve Your Immune System

Dietary Tips to Improve Your Immune System - In the midst of respiratory illness season, you may be taking precautions to protect yourself and your family from these infections, including the flu, COVID-19, norovirus...

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Live Well, Work Well: Tips For Reducing Processed Foods In Your Diet

Tips for Reducing Processed Foods In Your Diet - Processed foods have become a staple in American diets due to their convenience, taste and affordability, as well as their long shelf life. Yet, an increasing number of...

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News Brief: Report Reveals a Rise in Cargo Threat

Report Reveals a Rise in Cargo Threat - A new report released by multinational data analytics company Verisk revealed that a record-setting 3,625 cargo theft incidents occurred across North America in 2024, reaching...

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ACA Compliance Bulletin: 2025 Federal Poverty Levels Impact Employer Liability Under Pay-or-Play Rules

2025 Federal Poverty Levels Impact Employer Liability Under Pay-or-Play Rules - The U.S. Department of Health and Human Services (HHS) updates federal poverty levels (FPLs) each year to determine eligibility for certain...

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Risk Insights: Stress in the Workplace

Stress in the Workplace - Prioritizing mental health and implementing strategies to reduce stress is essential for a safe and productive workplace. According to the World Health Organization, 83% of workers in the...

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Compliance Bulletin: Mental Health Parity Continues to Be a Top Enforcement Priority

Mental Health Parity Continues to Be a Top Enforcement Priority - The Employee Benefits Security Administration (EBSA) recently released its annual enforcement report on the Mental Health Parity and Addiction Equity Act...

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Risk Insights: Health Care Industry Trends to Watch in 2025

Health Care Industry Trends to Watch in 2025 - Over the last few years, the health care industry has been navigating a volatile landscape shaped by changing market demands, labor shortages, inflation and supply chain...

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ACA Compliance Overview: Tips for Preventing Common ACA Reporting Mistakes

Tips for Preventing Common ACA Reporting Mistakes - Employers often find the Affordable Care Act’s (ACA) reporting process to be complex and challenging to navigate. Even though the requirements have been in place for...

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Live Well, Work Well: March 2025

The Power of Protein - Protein is having a moment, and it’s for good reason. While some focus on it for muscle-building, others view it from a weight-loss perspective. Regardless of personal goals, protein is a...

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Mental Health Minute: March 2025

The Connection Between Diet and Mental Health - Good nutrition is essential not only for physical health but also for mental well-being. The foods you eat profoundly influence your mood, cognitive function and ability...

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Cyber Risks & Liabilities : Cyberespionage Explained

Cyberespionage Explained - Cyberespionage is a type of cyberattack that involves an unauthorized user (or multiple users) accessing a victim’s sensitive information in order to secure economic benefits, competitive...

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HR Insights: Small Business Tips for Overcoming HR Distrust

Small Business Tips for Overcoming HR Distrust - HR performs several functions that are necessary for small businesses as well as employees, including employee recruitment, onboarding, training, payroll and benefits,...

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Navigating Cybersecurity Challenges in the Manufacturing Industry

- Navigating Cybersecurity Challenges in the Manufacturing Industry - The manufacturing sector has experienced rapid technological advancements over the past few years. Innovations like artificial intelligence (AI),...

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Compliance Overview: Common Health Plan Compliance Mistakes to Avoid

Common Health Plan Compliance Mistakes to Avoid - Employers that sponsor group health plans are subject to many different compliance requirements under federal law. Keeping track of these various requirements can be...

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ACA Compliance Bulletin: Employers Must File ACA Returns Electronically by March 31, 2025

Employers Must File ACA Returns Electronically by March 31, 2025 - The Affordable Care Act (ACA) created reporting requirements under Internal Revenue Code (Code) Sections 6055 and 6056. Under these rules, certain...

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News Brief: Workplace Fatalities down 3.7% According to BLS

Workplace Fatalities Down 3.7%, According to BLS - The U.S. Bureau of Labor Statistics (BLS) recently released its 2023 national census of fatal occupational injuries. The census, which represents the most recent...

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Live Well, Work Well: 2025 Best Diet: The Mediterranean

2025 Best Diet: The Mediterranean - For the eighth consecutive year, U.S. News & World Report named the Mediterranean diet the world’s best overall diet. This diet can help support brain function, promote heart...

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Mental Health Minute: February 2025

The Practice of Holding Space - “Holding space” has become a viral phrase lately, but it’s not a new concept. Holding space is about being present for someone in a way that allows them to feel seen, heard and valued....

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Legal Update: HHS Proposes Changes to HIPPA Security Rule to Strengthen Cybersecurity for Electronic PHI

HHS Proposes Changes to HIPAA Security Rule to Strengthen Cybersecurity for Electronic PHI - On Dec. 27, 2024, the U.S. Department of Health and Human Services (HHS) released a proposed rule that would modify the HIPAA...

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Benefit Insights: Emerging Wellness Trends in 2025

Emerging Wellness Trends in 2025 - The days of compartmentalizing physical, mental, financial and emotional well-being are over. In 2025, organizations are adopting a holistic approach that considers the entire employee....

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Legal Update: 2025 OSHA Penalty Amounts

2025 OSHA Penalty Amounts - The Department of Labor (DOL) has released its 2025 inflation-adjusted civil monetary penalties that may be assessed on employers for violations of a wide range of federal laws, including the...

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Compliance Overview: OSHA Penalty Schedule

OSHA Penalty Schedule - An employer receives a written citation when it violates OSHA standards or regulations. The citation will describe the particular nature of the violation and will include a reference to the...

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HR Insights: 8 Tips for Modernizing Hiring in 2025

8 Tips for Modernizing Hiring in 2025 - As talent acquisition continues to evolve, staying ahead of the curve is crucial for organizations aiming to attract and retain top-tier talent. This past year was once again...

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Market Outlook: GLP-1s and Biosimilars Reshape Prescription Drug Market

GLP-1s and Biosimilars Reshape Prescription Drug Market - Inflation, additional treatment options approved by the U.S. Food and Drug Administration (FDA) and increased utilization of high-cost medications led to rising...

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Live Well, Work Well: 7 Lifestyle Tips to Stay Healthy during Flu Season

7 LIFESTYLE TIPS TO STAY HEALTHY DURING FLU SEASON - On average, 8% of the country’s population gets infected and develops influenza (flu) symptoms each year, according to the U.S. Centers for Disease Control and...

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Legal Update: Newly Passed Legislation Modifies ACA Reporting Requirements

Newly Passed Legislation Modifies ACA Reporting Requirements - On Dec. 23, 2024, President Joe Biden signed two bills into law that will streamline the Affordable Care Act’s (ACA) reporting requirements under Internal...

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Benefits Insights: 5 Employee Benefits Trends Shaping 2025

5 Employee Benefits Trends Shaping 2025 - Employee benefits are transforming, and employers can get ahead of these changes as they strive to attract and retain top talent. The modern workforce is multigenerational, with...

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Risk Insights: The Benefits and Risks of Accepting Cryptocurrency for Businesses

The Benefits and Risks of Accepting Cryptocurrency for Businesses - Cryptocurrency is a digital currency that operates independently of traditional banking networks. It is based on blockchain technology, which is a...

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Benefits Insights: Key Takeaways From the HHS Prescription Drug Cost Report

Key Takeaways From the HHS Prescription Drug Cost Report - The Consolidated Appropriations Act, 2021 (CAA) established consumer protections related to surprise billing and health care transparency. As required by the...

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Benefit Insights: 2025 Trendiest Voluntary Benefits

2025 Trendiest Voluntary Benefits - As health care costs continue to rise, so does the demand for voluntary benefits. Since many employers find it increasingly difficult to provide employees with a complete benefits...

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