Skip to content

Sanford & Tatum Blog

All You Ever Wanted to Know About Insurance

Live Well, Work Well: Allergy Proof your Spring

Allergy Proof your Spring - You may notice that you sneeze and cough more during certain times of the year. In this case, you may have seasonal allergies, which are allergy symptoms that occur during specific times of...

Read More


Compliance Bulletin: Employers Should Start Preparing for 2025 RxDC Reporting

Employers Should Start Preparing for 2025 RxDC Reporting - Group health plans and health insurance issuers must annually submit detailed information on prescription drug and health care spending to the Centers for...

Read More


Mental Health Minute: April 2025

Coping With Stress - April is Stress Awareness Month, a time dedicated to acknowledging the commonality of stress and empowering individuals to manage it effectively. Stress is the body’s natural response to an external...

Read More


Risk Insights: 10 Strategies to Address Distracted Driving

10 Strategies to Address Distracted Driving - Distracted driving is a safety risk that can lead to vehicle accidents, injuries and even fatalities. Employers have a responsibility to encourage safe driving habits among...

Read More


Safety Focused: Preventing Slips and Trips During Springtime

Preventing Slips and Trips During Springtime - While spring is often associated with fresh blooms and warmer temperatures, it may also bring rain showers. This type of weather can create wet and slippery conditions,...

Read More


Compliance Overview: Protecting Employees' Medical Information in the Workplace

Protecting Employees' Medical Information in the Workplace - Employers obtain employees’ medical information for various reasons, such as verifying a reasonable accommodation request, certifying leave or confirming...

Read More


Risk Insights: Preventing Distracted Driving with Technology

Preventing Distracted Driving with Technology - Distracted driving can be a significant risk for companies that operate vehicles, whether for deliveries, sales visits or transportation services. Even a momentary lapse...

Read More


Risk Insights: Creating and Effective Distracted Driving Policy

Creating and Effective Distracted Driving Policy - Distracted driving is one of the leading causes of vehicle accidents, posing significant risks to both individuals and businesses. An average of nine people are killed...

Read More


Compliance Overview: Employee Assistance Programs

Employee Assistance Programs - Employee assistance programs (EAPs) are work-based intervention programs that connect employees with resources to identify and address personal problems. EAPs typically include a variety...

Read More


Risk Insights: Navigating Cybersecurity Challenges in the Health Care Industry

Navigating Cybersecurity Challenges in the Health Care Industry - Health care providers have been increasingly utilizing technology and turning to digitization. Innovations such as telehealth, artificial intelligence (...

Read More


Risk Insights: Spring Storm Safety Tips for Businesses

Spring Storm Safety Tips for Businesses - Spring can bring about some of the year’s most dangerous weather and wreak havoc on many aspects of a company’s operations. This article discusses the weather threats to watch...

Read More


Compliance Bulletin: New Wave of Lawsuits Target Health Plan Tobacco Surcharges

New Wave of Lawsuits Target Health Plan Tobacco Surcharges - Numerous class-action lawsuits have recently been filed against employers alleging that health plan premium surcharges related to tobacco use violate federal...

Read More


Risk Insights: Business Risks Related to Severe Convective Storms

Business Risks Related to Severe Convective Storms - Severe convective storms can be extremely destructive natural disasters that result in injuries, infrastructure damage and billions of dollars in losses for...

Read More


Benefits Insights: Accidental Death and Dismemberment

Accidental Death and Dismemberment - When accidents happen, their life-altering or fatal consequences can be devastating not only for the individuals involved but also for their families and employers. In such an event,...

Read More


Benefit Insights: Key Takeaways From the Congressional Report on the HSAs

Key Takeaways From the Congressional Report on the HSAs - The Congressional Research Service (CRS) released its most recent report, updated in 2025, describing health savings accounts (HSAs). The CRS serves as a...

Read More


Benefit Insights: How to Navigate a Growing Array of Benefits Options

How to Navigate a Growing Array of Benefits Options - In today’s labor market, offering a robust benefits package is essential for talent attraction and retention and employee well-being. The rise of voluntary benefits...

Read More


Live Well, Work Well: Dietary Tips to Improve Your Immune System

Dietary Tips to Improve Your Immune System - In the midst of respiratory illness season, you may be taking precautions to protect yourself and your family from these infections, including the flu, COVID-19, norovirus...

Read More


Live Well, Work Well: Tips For Reducing Processed Foods In Your Diet

Tips for Reducing Processed Foods In Your Diet - Processed foods have become a staple in American diets due to their convenience, taste and affordability, as well as their long shelf life. Yet, an increasing number of...

Read More


News Brief: Report Reveals a Rise in Cargo Threat

Report Reveals a Rise in Cargo Threat - A new report released by multinational data analytics company Verisk revealed that a record-setting 3,625 cargo theft incidents occurred across North America in 2024, reaching...

Read More


ACA Compliance Bulletin: 2025 Federal Poverty Levels Impact Employer Liability Under Pay-or-Play Rules

2025 Federal Poverty Levels Impact Employer Liability Under Pay-or-Play Rules - The U.S. Department of Health and Human Services (HHS) updates federal poverty levels (FPLs) each year to determine eligibility for certain...

Read More


Risk Insights: Stress in the Workplace

Stress in the Workplace - Prioritizing mental health and implementing strategies to reduce stress is essential for a safe and productive workplace. According to the World Health Organization, 83% of workers in the...

Read More


Compliance Bulletin: Mental Health Parity Continues to Be a Top Enforcement Priority

Mental Health Parity Continues to Be a Top Enforcement Priority - The Employee Benefits Security Administration (EBSA) recently released its annual enforcement report on the Mental Health Parity and Addiction Equity Act...

Read More


Risk Insights: Health Care Industry Trends to Watch in 2025

Health Care Industry Trends to Watch in 2025 - Over the last few years, the health care industry has been navigating a volatile landscape shaped by changing market demands, labor shortages, inflation and supply chain...

Read More


ACA Compliance Overview: Tips for Preventing Common ACA Reporting Mistakes

Tips for Preventing Common ACA Reporting Mistakes - Employers often find the Affordable Care Act’s (ACA) reporting process to be complex and challenging to navigate. Even though the requirements have been in place for...

Read More


Live Well, Work Well: March 2025

The Power of Protein - Protein is having a moment, and it’s for good reason. While some focus on it for muscle-building, others view it from a weight-loss perspective. Regardless of personal goals, protein is a...

Read More


Mental Health Minute: March 2025

The Connection Between Diet and Mental Health - Good nutrition is essential not only for physical health but also for mental well-being. The foods you eat profoundly influence your mood, cognitive function and ability...

Read More