Thursday, November 30, 2023
NCCI Experience Modification Factor 2024 Changes FAQs - The National Council on Compensation Insurance (NCCI) is making alterations to its experience modification factor for 2024. These changes are slated to go into...
Tuesday, November 28, 2023
Understanding, Preventing and Mitigating Workplace Violence - Workplace violence threatens the health and safety of employees, clients and visitors. It affects all industries, regardless of size or location, and its...
Wednesday, November 22, 2023
- Understanding Protective Safeguards Endorsements (PSEs) - When it comes to property insurance, it’s not just about securing a policy; it’s about fully understanding its nuances to ensure you have the highest level of...
Monday, November 20, 2023
EEOC Opens EEO-1 Reporting Portal for 2022 Workforce Data - The portal for private sector employers to submit equal employment opportunity (EEO-1) workforce data from 2022 to the U.S. Equal Employment Opportunity...
Friday, November 17, 2023
MGM Cyberattack Emphasizes Need for Layered Digital Defenses - The odds are stacked in favor of increasingly bold and sophisticated cybercriminals, as MGM Resorts International and Caesars Entertainment learned back in...
Wednesday, November 15, 2023
Q2 P&C Industry Combined Ratio, Net Income at Worst Levels Since 2011 - Mounting underwriting losses pushed second-quarter property/casualty insurance industry net income and profitability to the worst levels since...
Friday, November 10, 2023
November Is American Diabetes Month - The Centers for Disease Control and Prevention (CDC) reports that over 37 million American adults have diabetes, and 1 in 5 don’t know they have it. Diabetes is a chronic disease...
Friday, November 10, 2023
Mental Health Minute - November 2023 - Daylight Saving Time’s Impact on the Brain - Most of the United States alternates between standard and daylight saving time (DST) every year so people can enjoy the daylight more....
Monday, October 30, 2023
Preparing for the Fall and Winter Virus Season - Fall and winter are when viruses that cause respiratory disease usually circulate more heavily. Before the COVID-19 pandemic, influenza (flu) and respiratory syncytial...
Thursday, October 26, 2023
Understanding Auto Liability Coverage - Auto insurance is one of the most frequently purchased types of coverage in the United States. However, while these policies may be common, they can still be complex and nuanced....
Wednesday, October 25, 2023
How to Read an Experience Modification Worksheet - An experience modification worksheet, often referred to as an experience rating worksheet or experience mod worksheet, is important in workers’ compensation insurance....
Tuesday, October 24, 2023
- - Leveraging AI in Employment Decisions - Organizations are increasingly utilizing artificial intelligence (AI) in employment-related decisions. According to the Society for Human Resources Management, around 25% of...
Monday, October 23, 2023
Interstate vs. Intrastate Experience Modification Rating - An experience modification rating (EMR) is a numerical indicator crucial in workers’ compensation insurance. It quantifies an employer’s workplace safety and...
Thursday, October 19, 2023
- - Preventing Property Losses With Infrared Thermography - For commercial property owners and managers, protecting facilities and minimizing potential losses is of utmost importance. One invaluable resource is infrared...
Wednesday, October 18, 2023
- - Safe Driving Tips - Safe driving is a crucial responsibility that impacts not only your well-being but also the safety of everyone on the road. It involves recognizing and mitigating common driving hazards, such as...
Tuesday, October 17, 2023
- - Sleep Matters for Mental Health - When you don’t get enough sleep, not only does it affect your physical health, but it also takes a toll on your mental health. In fact, mental health and sleep are so closely...
Monday, October 16, 2023
- - EEOC Significantly Increased Discrimination Lawsuits in FY 2023 - Preliminary data from the U.S. Equal Employment Opportunity Commission (EEOC) showed that the agency filed 50% more employment discrimination...
Thursday, October 12, 2023
- - Best Practices for Board Orientation - The board of directors plays a vital role in maintaining the organizational structure of a company. This elected group oversees the organization’s activities and meets...
Wednesday, October 11, 2023
U.S. Sets Record for Billion-dollar Weather and Climate Disasters in 2023 - The National Oceanic and Atmospheric Administration (NOAA) recently announced that the United States has already seen a record number of...
Tuesday, October 10, 2023
MGM Cyberattack Emphasizes Need for Layered Defenses - The odds are stacked in favor of increasingly bold and sophisticated cybercriminals, as MGM Resorts International and Caesars Entertainment learned this week,...
Thursday, October 5, 2023
- - What to Know About This Year’s Flu Season - Influenza (flu) season lasts from October through May in the United States, with peak flu activity between December and March. Since the start of the COVID-19 pandemic,...
Tuesday, October 3, 2023
- - How Can Grounding Techniques Help Manage Feelings? - Grounding is a practice that can help you manage experiences such as flashbacks, unwanted memories or negative emotions. These techniques involve focusing on the...
Friday, September 29, 2023
- - Factors That Affect Your Home Insurance Premium - Home insurance coverage can differ from policy to policy depending on a multitude of factors. Being aware of these factors that affect your premium can ensure that...
Wednesday, September 27, 2023
- - Open Enrollment 2024 – Health Savings Accounts (HSAs) - Employers who sponsor high deductible health plans (HDHPs) that are compatible with health savings accounts (HSAs) should prepare for open enrollment by:...
Monday, September 25, 2023
- - SEC Adopts Final Rules for Public Companies’ Cybersecurity Disclosures - On July 26, 2023, the U.S. Securities and Exchange Commission (SEC) published final rules to enhance and standardize how companies disclose...
Friday, September 22, 2023
- - Replacement Cost vs. Actual Cash Value - Your homeowners insurance policy can offer financial protection in the event of an unexpected disaster involving your home or personal property. But how you will be...
Wednesday, September 20, 2023
- - Educating Young Employees on Open Enrollment - Many employees need help with open enrollment. This is particularly true among younger workers, who typically have less experience selecting benefits than older...
Friday, September 15, 2023
- - Safety Matters: Construction + Extreme Heat - Preventing Falls Due to Extreme Heat - Extreme heat creates many risks in construction. As an employee in this industry, not only should you be aware of illnesses caused...
Wednesday, September 13, 2023
Professional Liability Insurance Trends in the Legal Sector - Often referred to as legal malpractice coverage by lawyers, professional liability insurance can provide protection for losses caused by a client alleging...
Thursday, September 7, 2023
- - Mental Health Minute - September 2023 - The Connection Between Gut and Brain Health - Recent research indicates that the communication between your brain and your gut plays a crucial role in your overall health....
Tuesday, September 5, 2023
- - Live Well, Work Well: The Link Between Health and Happiness - In the pursuit of a fulfilling life, happiness is a goal for many. However, happiness is not an isolated concept; it’s complex and connected to your...
Wednesday, August 30, 2023
- New Law Requires Poster on How to Report Workplace Violence - On June 14, 2023, Texas enacted a new law, House Bill (HB) 915, that requires employers to post a notice about how employees may report workplace violence...
Thursday, August 24, 2023
- Average Data Breach Cost Hits All-time High of $4.4M - According to IBM’s annual Data Breach report, the average cost of a data breach reached an all-time global high of $4.45 million, up 2.3% from 2022 and 15.3%...
Tuesday, August 15, 2023
- The Value of Cyber Insurance - As cyberattacks become more frequent and costly, it’s crucial for organizations to maximize their financial protection against related losses by purchasing sufficient insurance. Cyber...
Wednesday, August 9, 2023
- Estimated $5.5B in Insured Losses - An outbreak of severe convective storm activity from June 10-19, 2023, is expected to cost approximately $5.5 billion in insured losses across 25 states, according to catastrophe...
Tuesday, August 8, 2023
- Improving Your Self-discipline - Self-discipline is an important skill that can enable you to reach personal and professional goals. Developing self-discipline is like strengthening muscles; it can be improved with...
Wednesday, August 2, 2023
The last several years have seen the commercial property insurance market progressively harden, evidenced by ongoing rate increases over the past 22 consecutive quarters. Such rate hikes showed some signs of stagnation...
Tuesday, August 1, 2023
- Legal Update: New Form I-9 Available Aug. 1, 2023, With a Remote Verification Option for E-Verify Users - On July 21, 2023, the U.S. Citizenship and Immigration Services (USCIS) announced a new version of Form I‑9,...
Wednesday, July 19, 2023
UV Awareness Month - July is Ultraviolet (UV) Awareness Month. This campaign serves as a reminder of the dangers of UV exposure and the importance of sun safety. Most skin cancers are caused by too much exposure to UV...
Tuesday, May 16, 2023
Safety Tips for Exercising Outdoors - As we move into summer, many will want to exercise outdoors to stay active and get some fresh air. That’s great news, as health experts recommend at least 150 minutes of moderate...
Monday, May 15, 2023
When employees leave a company, there is a heightened risk of data theft, which is also known as data leakage or exfiltration. This risk is present whether an employee’s departure is voluntary or not. The consequences...
Saturday, May 13, 2023
May is Mental Health Awareness Month, a national campaign designed to raise awareness about mental health issues and reduce the stigma surrounding mental illness. Mental health issues and mental illness are common....
Tuesday, May 9, 2023
Your mental health includes how you think, feel and act, as well as your emotional and social well-being. Mental health can change over time, depending on factors like workload, stress and work-life balance. Mental...
Tuesday, May 2, 2023
When a data breach or other cyber event occurs, the damages can be significant, often resulting in lawsuits, and serious financial losses. What’s more, cyber exposures impact businesses of all kinds, regardless of their...
Friday, April 28, 2023
National Mental Health Awareness Month - May is Mental Health Awareness Month. This national campaign aims to raise awareness of the importance of mental health, reduce stigma and promote safe and healthy living...
Friday, April 21, 2023
Most of us have been personally involved in a minor auto accident. In an attempt to protect ourselves, we might become defensive, or be tempted not to reveal all the facts. Our car insurance agents advise us not to...
Saturday, April 8, 2023
The trucking industry consists of businesses that leverage large commercial motor vehicles (CMVs) to transport various types of cargo (e.g., raw materials, product components and finished goods) over specified routes....
Tuesday, April 4, 2023
The National Safety Council recognizes April as Distracted Driving Awareness Month. This event is intended to raise awareness about the dangers of distracted driving and encourage motorists like you to minimize...
Thursday, March 30, 2023
Managing Seasonal Allergies - According to the Asthma and Allergy Foundation of America (AAFA), allergies are the nation’s sixth-leading cause of chronic illness. Seasonal allergies are an annual nuisance for many...
Wednesday, March 22, 2023
Mobile malware-malicious software designed to gain access to private data on mobile devices-is a growing threat to companies’ cybersecurity. As companies embrace remote work and more employees use their personal devices...
Monday, March 13, 2023
The construction industry consists of companies that construct, maintain and repair buildings and other structures (e.g., roads, bridges and utility systems). This sector plays a vital role in the U.S. economy by...
Thursday, March 9, 2023
Your livelihood is dependent on the survival of your business, so it is imperative that you protect it against any potential threat-big or small. For instance, a fire could destroy your business’s warehouse and the...
Wednesday, March 1, 2023
The National Safety Council (NSC) found that 1 in 12 workers is dealing with an untreated “substance use disorder” (SUD). Even if employers don’t see it, which is more likely with remote and hybrid work arrangements,...
Saturday, February 25, 2023
Increasing Your Nutrient Absorption With Food Pairings - March is recognized as National Nutrition Month, making it a great time to evaluate the food and beverages you’re putting into your body. Did you know that some...
Tuesday, February 14, 2023
Can an employer discipline or terminate an employee who has an open workers’ compensation claim? This is a common question that many employers ask. The answer depends on which state the company is located in, why the...
Monday, February 13, 2023
Workers exposed to extremely cold conditions are at risk of serious health problems, including hypothermia, frostbite, dehydration and muscle injuries. Frigid temperatures can also cause additional pain for those who...
Tuesday, February 7, 2023
Since organizations rely heavily on email to communicate and conduct business operations, cybercriminals commonly target email as an entry point to access networks and breach valuable business data. In fact, 94% of...
Thursday, February 2, 2023
The winter months bring more than just cold weather and shorter days; they bring the possibility for winter storms that may result in a snow- and ice-covered landscape. While it may be a winter wonderland for some, as a...
Monday, January 30, 2023
The Art of Waking Up Refreshed - Some people wake up ready to take on the day, while others may need more time or a cup of coffee to start their day. Regardless of which camp you’re in, there’s an art and a science to...
Friday, January 20, 2023
Cyber incidents-including data breaches, ransomware attacks and social engineering scams-have become increasingly prevalent, impacting organizations of all sizes and industries. Such incidents have largely been brought...
Wednesday, January 18, 2023
The past year has seen labor shortages across industry lines. According to a recent study from the Society for Human Resource Management, nearly 90% of businesses are having a hard time filling open positions. These...
Monday, January 9, 2023
Organizations thrive through a sense of belonging and shared purpose. As employers navigate on-site, hybrid and remote work models, many may worry that those critical success factors could get lost in the workplace....
Monday, January 2, 2023
Winter Driving - Skids - One of the most dangerous winter driving hazards is skidding. If it happens at a high speed, the result can be deadly. But most skids can be avoided by simply adjusting to driving conditions and...
Wednesday, December 28, 2022
Don’t Forget; It’s National Blood Donor Month - Winter is one of the most challenging times of the year to collect enough blood products and donations to meet patient needs. That’s why National Blood Donor Month is...
Thursday, December 22, 2022
Major snow events can impact the integrity of a structure, making it imperative for commercial property owners to understand their building’s characteristics and structural system prior to the start of the snow season....
Thursday, December 15, 2022
Today’s society has become increasingly digital in nature, prompting businesses to leverage additional technology and online services in their operations. Specifically, some businesses have grown more reliant on the...
Tuesday, December 13, 2022
According to Microsoft research, nearly half of employees have reported that they are burnt out at work. The World Health Organization defines burnout as a syndrome resulting from workplace stress that has not been...
Friday, December 9, 2022
Electric vehicles (EVs) continue to gain traction in the U.S. auto market. Last year, Americans bought nearly 450,000 EVs-an 83% jump over 2020. With many federal and state governments pushing for lower CO2 roadway...
Tuesday, November 29, 2022
- Prioritizing Your Emotional Well-Being During the Holidays - While the holiday season and end-of-year parties can be full of festive fun, they can also be stressful and take a toll on your emotional well-being....
Tuesday, November 22, 2022
Employees are an organization’s first line of defense against cybercriminals. For this reason, they are also commonly targeted. In fact, the vast majority (88%) of data breaches are caused by employee mistakes,...
Thursday, November 3, 2022
Duties in the Event of a Commercial Property Loss - Most people understand that insurance companies have a duty to reimburse insureds for commercial property damage not excluded by their policies. What’s lesser known is...
Tuesday, November 1, 2022
Training for Temporary Workers and Their Worksite Supervisors - Any host employer (HE) that utilizes temporary workers (TWs) through a staffing company (SC) may be opening themselves up to safety and health challenges....
Wednesday, October 26, 2022
How to Recession-proof Your life - Many Americans and economists think rising inflation issues, interest rates and housing costs may be warning signs of a looming recession. According to a Bankrate poll, nearly 7 in 10...
Wednesday, October 19, 2022
Builder's Risk Insurance- Understanding What's Covered - Builders risk insurance is a specialized form of property coverage that can help protect buildings and other structures under construction. Also known as course...
Tuesday, October 11, 2022
Modern vehicle technology has transformed in the past several years as autonomous driving, vehicle electrification and car connectivity features have become more common. While these digital innovations in the automotive...
Friday, October 7, 2022
Endpoint detection and response (EDR) is a cybersecurity solution that continuously monitors security-related threat information and endpoint data to detect and respond to ransomware and other kinds of malware. It...
Thursday, September 29, 2022
What to Know About This Year’s Flu Season - Influenza (flu) season lasts from October through May in the United States, with peak flu activity happening between December and March. The country’s flu activity has been...
Tuesday, September 27, 2022
As cyber attacks become more and more common, protecting your data is increasingly difficult. In fact, a study from Juniper Research found that by 2023, cyber criminals are expected to steal an estimated 33 billion...
Tuesday, September 20, 2022
Five Strategies for Reducing Workers’ Compensation Costs - When a company experiences significant increases in workers’ compensation costs, it usually triggers internal activities aimed at reducing insurance costs and...
Thursday, September 8, 2022
General Liability Exposures Every Organization Should Know - Almost every organization faces commercial liability exposures. A commercial liability loss exposure is a condition or situation that presents the possibility...
Monday, September 5, 2022
Understanding How Habits Work to Influence Safety - As an employer, safety is your responsibility, and it’s important to identify workplace hazards and instill safe employee habits to ensure corrections remain permanent....
Monday, August 29, 2022
The Art of Mindful Eating - Taking time to be mindful of your eating process and not focusing on restricting calories could enhance your awareness of the experience, improve your relationship with food and help you lose...
Saturday, August 27, 2022
Air Quality at Your Property - The health of your property’s occupants can be jeopardized by poor air quality, and it is your responsibility to provide a healthy indoor environment, whether it is protecting against...
Friday, August 19, 2022
Protecting Property Against Hail - Hailstorms can be swift and destructive, damaging buildings, outdoor equipment and vehicles in a matter of minutes. For commercial property owners, such damage can result in destroyed...
Tuesday, August 16, 2022
Cyber Hygiene Best Practices - As cyberattacks become more frequent and severe it is increasingly important for organizations to practice good cyber hygiene to minimize their exposure to risk. Cyber hygiene refers to...
Tuesday, July 26, 2022
988: America’s First Three-digit Mental Health Crisis Line - The 988 Suicide and Crisis Lifeline (Lifeline) launched nationwide on July 16. Similar to dialing 911 for medical emergencies, people in emotional distress or...
Wednesday, July 20, 2022
Cyber Security for Small Businesses - High-profile cyber attacks on companies such as Target and Sears have raised awareness of the growing threat of cyber crime. Recent surveys conducted by the Small Business Authority,...
Thursday, July 7, 2022
Fuel Efficiency Best Practices for Fleets - Improving the fuel efficiency of a company’s fleet of vehicles can have many financial and environmental benefits, especially with fuel prices on the rise. Fuel can be one of...
Tuesday, June 28, 2022
Avoiding Slips and Falls - A janitorial employee was scrubbing the steps and floors with water and a cleaning agent. An observant worker realized that soon, dozens of employees would be going down these steps for their...
Monday, June 27, 2022
The Benefits of Seasonal Produce - In today’s supermarket, it’s normal to see the same produce available year-round. However, that doesn’t mean the quality always remains the same. Eating seasonally means you are simply...
Tuesday, June 21, 2022
Hacktivism Explained - Hackers exploit virtual vulnerabilities to gain access to networks and devices illegally. While most engage in this activity for financial gain, others, called hacktivists, have different...
Thursday, June 16, 2022
Impact of Employee Mental Health and Well-being on Workplaces - Employee well-being refers to the overall state of employees’ physical, mental, social and financial health, which can often be influenced by various...
Thursday, June 16, 2022
Managing Road Rage - Road rage-aggressive or angry behavior exhibited by motorists-is prevalent on U.S. roadways. In fact, nearly 80% of drivers expressed significant anger, aggression or road rage behind the wheel at...
Monday, June 13, 2022
Do Your Part to Keep Our Workplace Safe - Preventing injury and illness on the job is something all employees should take seriously-nothing less than your future is at stake. An on-the-job accident, infection or serious...
Monday, May 30, 2022
Jackware Cyberattacks Explained - Ransomware incidents entail cybercriminals compromising their victims’ computers or servers with malware and demanding large payments in order to restore the technology (as well as any...
Wednesday, May 25, 2022
Safety Matters: Avoid Heat Illness - When it is hot outside, your body temperature can rise to dangerous levels. Normally, your body cools itself through sweating. However, in hot and humid weather, sweating is not...
Monday, May 23, 2022
EWG Releases 2022 Dirty Dozen List - Every year, the Environmental Working Group (EWG) releases a report ranking pesticide residue levels of fruits and vegetables based on samples taken by the U.S. Department of...
Monday, May 16, 2022
Identifying and Avoiding Phone Scams - Every year, people report fraud, identity theft and bad business practices to the Federal Trade Commission (FTC) and law enforcement partners. According to FTC data, more than 2.8...
Friday, April 29, 2022
Elevating Your Psychological Resiliency - Psychological resilience refers to the ability to mentally withstand or adapt to uncertainty and adversity. Building resilience to life’s inevitable changes and challenges can...
Monday, March 28, 2022
Nip Seasonal Allergies in the Bud - More than 50 million Americans suffer from allergies every year. In particular, springtime allergies are an annual nuisance for many people. As plants begin to bloom and neighbors...
Monday, March 28, 2022
Spring can bring about some of the year’s most dangerous weather and wreak havoc on many aspects of a company’s operations. This article discusses the weather threats to watch out for during spring and measures...
Monday, March 21, 2022
A spending bill signed into law on March 15, 2022, extends the ability of high-deductible health plans (HDHPs) to provide benefits for telehealth or other remote care services before plan deductibles have been met...
Friday, March 18, 2022
The National Safety Council recognizes April as Distracted Driving Awareness Month. This event is intended to raise awareness about the dangers of distracted driving and encourage motorists like you to minimize...
Tuesday, March 8, 2022
Home insurance coverage can differ from policy to policy depending on a multitude of factors. Being aware of these factors that affect your premium can ensure that you are appropriately covered. Review this Know Your...
Tuesday, March 1, 2022
- Understanding Your Kidney Health - March is National Kidney Month, making it a great time to take charge of your health to lower your chances of developing kidney disease. Your kidneys filter your blood to remove...
Thursday, February 10, 2022
- - Data Breaches Rose 68% in 2021, Hitting a New High With No Signs of Slowing - According to the Identity Theft Resource Center’s (ITRC) annual report-which advocated for more effective laws and regulations to better...
Friday, February 4, 2022
Reducing Your Stress During American Heart Month - According to the Centers for Disease Control and Prevention (CDC), heart disease is the leading cause of death in the United States. In fact, half of all Americans are...
Wednesday, February 2, 2022
Keeping outdoor walking surfaces-such as parking lots and sidewalks-clear of ice in the winter is a crucial practice at many workplaces. Not only does ice removal offer aesthetic benefits, it can also help keep you,...
Wednesday, January 26, 2022
On Jan. 25, 2022, OSHA provided notice that it is withdrawing its COVID-19 vaccination and weekly testing emergency temporary standard (ETS). The withdrawal will be effective once the notice is published in the Federal...
Tuesday, January 25, 2022
Losing control of a car is undoubtedly one of the most frightening experiences behind the wheel. Unfortunately, it is a potential side effect when the temperatures turn frigid and the roads get slick with ice or snow....
Monday, January 24, 2022
- - Winter Weather Liabilities - The winter months bring more than just cold weather and shorter days; they bring the possibility for winter storms that may result in a snow- and ice-covered landscape. While it may be a...
Tuesday, January 18, 2022
- Health care costs continue to rise each year, and 2022 will likely be no exception. In the new year, experts predict a 6.5% increase in medical expenses alone, according to PricewaterhouseCoopers. In terms of health...
Friday, January 14, 2022
Tuesday, January 11, 2022
On Jan. 10, 2022, the Depts. of Labor, Health and Human Services (HHS), and the Treasury issued FAQ guidance regarding the requirements for group health plans and health insurance issuers to cover over-the-counter (OTC)...
Thursday, December 30, 2021
How to Make - and Keep - Your New Year's Resolution - As the new year approaches, you may find yourself reflecting on the past year. This introspection is a significant first step toward selecting a New Year’s...
Thursday, December 23, 2021
Monday, December 20, 2021
On Friday, Dec. 17, 2021, the 6th Circuit Federal Court of Appeals reinstated the Occupational Safety and Health Administration’s (OSHA) federal emergency temporary standard (ETS) for COVID-19. The 6th Circuit decision...
Friday, December 10, 2021
Winter weather can create various driving challenges. Cold temperatures make it difficult for engines to work properly, while snow limits tire traction and salt causes rust on exterior paint. That’s why it is important...
Thursday, December 9, 2021
Winter months present additional hazards that are typically not factors for employees during warmer weather – specifically, slip and fall concerns. With snow and ice-covered conditions, you run the risk of taking major...
Wednesday, December 8, 2021
As we age and reach different milestones in our lives, our insurance needs change. The following life events may affect your insurance needs: New home ownership- Purchasing a new home is a big investment-one that you...
Thursday, December 2, 2021
Employee Benefit Plan Limits for 2022 - Many employee benefits are subject to annual dollar limits that are periodically updated for inflation by the IRS. The following commonly offered employee benefits are subject to...
Friday, November 5, 2021
On Nov. 4, 2021, the Occupational Safety and Health Administration (OSHA) announced a federal emergency temporary standard (ETS) to address the grave danger of COVID-19 infection in the workplace. Affected employers...
Thursday, November 4, 2021
Vehicle-related crashes are the leading cause of work-related deaths. In addition to the potential for loss of life, work-related automobile accidents expose businesses to liability risks, legal expenses, lost time,...
Monday, September 27, 2021
Monday, August 16, 2021
Tuesday, August 10, 2021
Each year, more than 5,000 workers are killed on the job. Additionally, more than 3.6 million employees are seriously injured each year while at work. Because of this, the Occupational Safety and Health Administration (...
Monday, August 9, 2021
Critical infrastructure cyberattacks are increasing in frequency according to Advisen’s loss database, and some experts are worried the worst is yet to come. There are sixteen industry sectors in the United States that...
Wednesday, August 4, 2021
Understanding the 80% Rule for Home Insurance - When it comes to your home, making sure you’re adequately insured is of the utmost importance. Despite this, many homeowners are unaware of the “80% rule” for home...
Thursday, July 29, 2021
Commercial motor vehicle (CMV) drivers have a lot to consider when it comes to operating their vehicles safely. This is especially true during various seasons throughout the year-such as road construction season, which...
Monday, July 26, 2021
Penetration Testing Explained - Keeping workplace technology up and running is vital to any organization’s success. While this task seems feasible, it’s growing harder and harder each year as cybercriminals expand their...
Tuesday, July 13, 2021
Friday, July 9, 2021
To help drivers keep their vehicles safe, the U.S. Department of Transportation’s National Highway Traffic Safety Administration (NHTSA) has marked July as National Vehicle Theft Prevention Month. Specifically, the...
Wednesday, June 30, 2021
Tuesday, June 29, 2021
Fireworks are a staple of many Fourth of July and other celebrations, but remember to take precautions to ensure your special event is safe and accident-free. The Risks - Unfortunately, many people do not realize just...
Friday, June 25, 2021
On June 10, 2021, the Occupational Health and Safety Administration (OSHA) announced its COVID-19 Healthcare Emergency Temporary Standard (ETS). The ETS was developed to protect health care and health care support...
Wednesday, June 23, 2021
A recent report by the U.S. Department of Transportation’s National Highway Traffic Safety Administration (NHTSA) found that fatal traffic accidents increased 7.2% in 2020 from 2019, despite fewer drivers on the road....
Friday, June 18, 2021
The Importance of a Standalone Cyber Insurance Policy - Over the course of the past decade, many organizations have relied on standard property and liability coverage rather than a standalone cyber insurance policy to...
Friday, June 11, 2021
When it is hot outside, your body temperature can rise to dangerous levels. Normally, your body cools itself through sweating. However, in hot and humid weather, sweating is not enough and the result can be a heat...
Wednesday, June 2, 2021
High-profile cyber attacks on companies such as Target and Sears have raised awareness of the growing threat of cyber crime. Recent surveys conducted by the Small Business Authority, Symantec, Kaspersky Lab and the...
Tuesday, June 1, 2021
On May 28, 2021, the Equal Employment Opportunity Commission (EEOC) added new answers to frequently asked questions (FAQs) to its existing guidance on how employers should comply with the Americans with Disabilities Act...
Monday, May 31, 2021
Outdoor Exercise Safety Tips - As we move into summer, many will want to exercise outdoors to stay active and get some fresh air. That’s great news, as experts recommend at least 150 minutes of moderate aerobic activity...
Monday, April 12, 2021
Monday, April 5, 2021
Congress has passed the PPP Extension Act of 2021, a 60-day extension of the U.S. Small Business Administration’s (SBA) Payment Protection Program (PPP), which was set to expire on March 31. President Joe Biden signed...
Wednesday, March 24, 2021
The American Rescue Plan Act (ARPA), enacted March 11, 2021, includes changes to emergency paid sick leave and paid family leave under the Families First Coronavirus Response Act (FFCRA). The ARPA extended the tax...
Thursday, March 18, 2021
The commercial property market has steadily hardened in recent years, resulting in rate increases every quarter since Q3 2017. Unfortunately, these rate increases-as well as additional policy restrictions-are expected...
Monday, March 8, 2021
Making Every Bite Count - The newly released Dietary Guidelines for Americans (2020-2025) offers science-based nutrition advice to develop healthy eating habits and reduce chronic disease risk. For the first time, this...
Wednesday, February 17, 2021
Severe winter weather is wreaking havoc on the state of Texas-accompanied by record-low temperatures, snow and ice. These conditions have resulted in serious safety implications for many Texans. Photo: Ricardo B....
Tuesday, February 9, 2021
Deepfakes Explained - Deepfakes refer to sophisticated forgeries of an image, video or audio recording. Deepfakes have been around for years-you can even find a version of them in social media applications. For instance,...
Thursday, January 28, 2021
This article focuses on Federal Guidelines for securing cargo, but this is also a very good guide for non-DOT cargo securement. Shifting cargo is one of the most common hazards in commercial transportation. Not only can...
Sunday, January 3, 2021
What is there left to say? You don't need me to tell you about the COVID pandemic and how catastrophic it has been or enumerate the ways the coronavirus has taken over our lives. We're all tired of lockdowns,...
Wednesday, December 30, 2020
Keeping outdoor walking surfaces-such as parking lots and sidewalks-clear of ice in the winter is a crucial practice at many workplaces. Not only does ice removal offer aesthetic benefits, it can also help keep you,...
Monday, December 28, 2020
On December 22, 2020, the IRS issued the 2021 optional standard mileage rates, which are used to calculate the deductible costs of operating an automobile for business, charitable, medical or moving purposes. The 2021...
Thursday, December 3, 2020
During a recent media briefing, the Centers for Disease Control and Prevention (CDC) announced an update to quarantine guidelines, offering options for shorter quarantine periods. - - The CDC’s updated guidance allows...
Tuesday, December 1, 2020
Monday, November 9, 2020
OSHA is committed to protecting the health and safety of America’s workers and workplaces during these unprecedented times. The agency will be issuing a series of alerts designed to keep workers safe. Ensuring adequate...
Wednesday, October 28, 2020
- Posted on Thursday, October 29, 2020 Employers will have to revise their COVID-19-related safety policies and practices to meet new guidelines from the U.S. Centers for Disease Control and Prevention (CDC) on what it...
Tuesday, October 27, 2020
Shorter days, fatigue, compromised night vision, rush hour and impaired drivers are some of the risks we face when driving at night. These risks become especially pronounced moving into the weekend, with fatal crashes...
Tuesday, September 29, 2020
4 Keys to a Solid Safety Audit and Inspection Program When was the last time you took a long, honest look at your environment, health, and safety program? If it has been a while, or you can’t remember-or if you’ve never...
Friday, September 25, 2020
Distribution required prior to October 15th each calendar year and when a Medicare eligible participant joins the plan Companies that sponsor a prescription drug plan are required to distribute a form called the...
Tuesday, September 22, 2020
The Department of Labor has issued new regulations governing the implementation of the Families First Coronavirus Response Act (FFCRA) after the original set of rules was overturned by a federal judge. The new...
Thursday, September 17, 2020
School ZonesBe Safe. Drive Smart. The end of summer means millions of Texas children will soon return to school. TxDOT reminds drivers to be extra cautious as school zones become more active, as well as to be aware of...
Thursday, September 3, 2020
Emergency Response Plan (ERP) for Business The actions taken in the initial minutes of an emergency are critical. A prompt warning to employees to evacuate, shelter or lockdown can save lives. A call for help to public...
Monday, August 24, 2020
Sanford & Tatum Hosts Virtual Seminar About Employer Communication September 3, 2020 10:30 a.m. – 12:00 noon Online Webinar Sanford & Tatum is hosting a virtual seminar on Thursday, September 3, 2020, from 10:30...
Thursday, August 20, 2020
The Equal Employment Opportunity Commission (EEOC) gave employers the green light to take employees' temperatures to try and ward off the spread of the coronavirus in guidance from earlier this year. But will taking...
Friday, August 7, 2020
Sanford & Tatum is excited to offer this OSHA 10 Hour Course the afternoon of Thursday, October 15th, and the morning of Friday, October 16th. Due to COVID-19, space will be very limited. Please sign up today by...
Friday, August 7, 2020
Have questions about regulations that affect your business? You’re not alone. Tune in to Clear Up the Chaos – Power Hour to hear about the top regulatory issues and get your questions answered. Join business leaders in...
Wednesday, August 5, 2020
Texas Department of Transportation’s statewide “Share the Road: Look Twice for Motorcycles” motorcycle safety and public awareness campaign urges motorists to look twice for motorcycles, especially at intersections,...
Thursday, July 23, 2020
Family Medical Leave Act (FMLA) update July 2020 The FMLA entitles eligible employees of covered employers to take unpaid, job-protected leave for specified family and medical reasons with continuation of group health...
Wednesday, July 22, 2020
Workplace safety rules may clash with federal protections for individual rights if employees resist potential employer efforts to require them to take a prospective COVID-19 vaccine, but safety considerations will...
Monday, July 13, 2020
NEWS RELEASEU.S. Department of Labor | July 2, 2020 WASHINGTON, DC – The U.S. Department of Labor’s Occupational Safety and Health Administration (OSHA) has published frequently asked questions and answers to help...
Wednesday, July 1, 2020
If an employee has symptoms when they arrive at work or become sick during the day, they should immediately be separated from other employees, customers, and visitors and sent home. Employees who develop symptoms...
Friday, June 19, 2020
What are they key differences between cloth face coverings, surgical masks and respirators? Cloth face coverings: May be commercially produced or improvised (i.e., homemade) garments, scarves, bandanas, or items made...
Wednesday, June 17, 2020
Wildfire Danger Information The Texas Panhandle and South Plains have seen several red flag warnings this season. We have seen how quickly fires can spread out of control and cause significant property damage and...
Tuesday, June 2, 2020
Social engineering: two words that are increasingly being talked about in normal, day-to-day conversation. If you are like me, when you first heard the term, you likely thought of something different than what this...
Tuesday, May 26, 2020
FMCSA revises the hours of service (HOS) regulations to provide greater flexibility for drivers subject to those rules without adversely affecting safety. The Agency: (1) expands the short-haul exception to 150 air-...
Friday, May 15, 2020
Friday, May 8, 2020
Posted on Friday, May 8, 2020 Source: OSHA
Wednesday, May 6, 2020
Today notice came out from the USCIS (see below email) giving all employers guidance on what to do during COVID-19 should a new hire present you with an expired List B document for I-9 form purposes. There are very...
Tuesday, May 5, 2020
https://www.osha.gov/SLTC/covid-19/dentistry.html Dentistry Workers and Employers - Steps to Stay Safe - Posted on Tuesday, May 5, 2020 Dentistry Workers and Employers This section provides guidance for dentistry...
Thursday, April 30, 2020
Heat_Illness_Prevention-May_2020_Safety_Handout-PDF.pdfAs the temperature soars, we want you to use precaution to avoid heat illness.Heat-Related Illnesses and First Aid Most outdoor fatalities, 50% to 70%, occur in the...
Tuesday, April 28, 2020
https://www.dol.gov/newsroom/releases/whd/whd20200420 News Release U.S. DEPARTMENT OF LABOR ENDS TEMPORARY NON-ENFORCEMENT OF PAID LEAVE PROTECTIONS TO HELP AMERICAN WORKERS DURING CORONAVIRUS PANDEMIC - WASHINGTON, DC –...
Monday, April 27, 2020
U.S. DEPARTMENT OF LABOR ISSUES ALERT TO HELP KEEP CONSTRUCTION WORKERS SAFE DURING THE CORONAVIRUS PANDEMIC - WASHINGTON, DC – The U.S. Department of Labor’s Occupational Safety and Health Administration (OSHA) has...
Wednesday, April 22, 2020
Cyber Risks Given the implications of the coronavirus (COVID-19) outbreak, countless employees across a variety of industries are working remotely. While this allows businesses to remain operational, it can create a...
Wednesday, April 22, 2020
Pre-Employment Drug Testing What does a company do in the event they have to lay drivers off because business has slowed down due to COVID19? Does the driver have to take another Pre-Employment test? If a driver is...
Monday, April 20, 2020
Tuesday, April 14, 2020
Thursday, April 9, 2020
DOL Regulations for Families First Coronavirus Response Act The U.S. Department of Labor (DOL) has issued temporary regulations under the Families First Coronavirus Response Act (FFCRA). The FFCRA created new employer...
Monday, April 6, 2020
https://www.dol.gov/newsroom/releases/osha/osha20200403-0The U.S. Department of Labor’s Occupational Safety and Health Administration (OSHA) has issued interim enforcement guidance to help combat supply shortages of...
Friday, April 3, 2020
In response to the American economy reeling from the coronavirus (COVID-19) pandemic, the federal government recently signed into law the Coronavirus Aid, Relief and Economic Security Act (CARES Act). Among other...
Wednesday, April 1, 2020
The Families First Coronavirus Response Act (the "FFCRA"), signed by President Trump on March 18, 2020, provides small and midsize employers refundable tax credits that reimburse them, dollar-for-dollar, for the cost of...
Monday, March 30, 2020
Friday, March 27, 2020
https://www.dol.gov/agencies/whd/pandemic/ffcra-questionsFamilies First Coronavirus Response Act: Questions and Answers - As provided under the legislation, the U.S. Department of Labor will be issuing implementing...
Wednesday, March 25, 2020
Families First Coronavirus Response Act (FFCRA) - Posted on Wednesday, March 25, 2020 What is the effective date of the Families First Coronavirus Response Act (FFCRA), which includes the Emergency Paid Sick Leave Act...
Tuesday, March 24, 2020
Friday, March 20, 2020
To view the bill - please click here: https://www.congress.gov/116/bills/hr6201/BILLS-116hr6201enr.pdf
Friday, March 20, 2020
In response to the coronavirus disease 2019 (COVID-19) pandemic, the Centers for Disease Control and Prevention and the World Health Organization have recommended that individuals who may have been exposed to the...
Tuesday, March 17, 2020
According to the Centers for Disease Control and Prevention (CDC), coronaviruses are common in animal species, and most don’t affect humans. As of now, only seven different coronaviruses are known to infect humans. In...