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Sanford & Tatum Blog

All You Ever Wanted to Know About Insurance

Understanding Protective Safeguards Endorsements (PSEs)

- Understanding Protective Safeguards Endorsements (PSEs) - When it comes to property insurance, it’s not just about securing a policy; it’s about fully understanding its nuances to ensure you have the highest level of...

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EEOC Opens EEO-1 Reporting Portal for 2022 Workforce Data

EEOC Opens EEO-1 Reporting Portal for 2022 Workforce Data - The portal for private sector employers to submit equal employment opportunity (EEO-1) workforce data from 2022 to the U.S. Equal Employment Opportunity...

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Cyber Risks & Liability: MGM Cyberattack Emphasizes Need for Layered Digital Defenses

MGM Cyberattack Emphasizes Need for Layered Digital Defenses - The odds are stacked in favor of increasingly bold and sophisticated cybercriminals, as MGM Resorts International and Caesars Entertainment learned back in...

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News Brief: Q2 P&C Industry Combined Ratio, Net Income at Worst Levels Since 2011

Q2 P&C Industry Combined Ratio, Net Income at Worst Levels Since 2011 - Mounting underwriting losses pushed second-quarter property/casualty insurance industry net income and profitability to the worst levels since...

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Live Well, Work Well - November 2023

November Is American Diabetes Month - The Centers for Disease Control and Prevention (CDC) reports that over 37 million American adults have diabetes, and 1 in 5 don’t know they have it. Diabetes is a chronic disease...

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Mental Health Minute - November 2023

Mental Health Minute - November 2023 - Daylight Saving Time’s Impact on the Brain - Most of the United States alternates between standard and daylight saving time (DST) every year so people can enjoy the daylight more....

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HR Insights: Preparing for the Fall and Winter Virus Season

Preparing for the Fall and Winter Virus Season - Fall and winter are when viruses that cause respiratory disease usually circulate more heavily. Before the COVID-19 pandemic, influenza (flu) and respiratory syncytial...

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Know Your Insurance: Auto Liability

Understanding Auto Liability Coverage - Auto insurance is one of the most frequently purchased types of coverage in the United States. However, while these policies may be common, they can still be complex and nuanced....

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Work Comp Insights: Reading an Experience Modification Worksheet

How to Read an Experience Modification Worksheet - An experience modification worksheet, often referred to as an experience rating worksheet or experience mod worksheet, is important in workers’ compensation insurance....

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Risk Insights: AI + Employment Decision

- - Leveraging AI in Employment Decisions - Organizations are increasingly utilizing artificial intelligence (AI) in employment-related decisions. According to the Society for Human Resources Management, around 25% of...

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