Top 5 Ways to Prevent EPL Claims - Employment practices liability (EPL) claims-such as alleged discrimination, harassment or wrongful termination-can be complex and costly, leaving impacted employers with lasting...

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Effective Communication in Workers’ Compensation Claims - Effective communication is crucial in managing workers’ compensation claims. It requires engagement with several parties, namely employees, supervisors, medical...

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Worker's Compensation Outlook - The workers’ compensation insurance segment has been an outlier compared to other lines of commercial coverage, with most policyholders encountering softening conditions and modest rate...

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- Workers’ Comp Strong In 2024 But Susceptible to Economic Shocks - The U.S. workers’ compensation market had another strong year, posting a combined ratio of 86% for 2024 for an 11th consecutive year of underwriting...

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OSHA Releases 2024 Injury and Illness Data - On April 17, 2025, OSHA released its 2024 workplace injury and illness data that was collected from its Injury Tracking Application (ITA). The data came from 370,000 reports...

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Workplace Fatalities Down 3.7%, According to BLS - The U.S. Bureau of Labor Statistics (BLS) recently released its 2023 national census of fatal occupational injuries. The census, which represents the most recent...

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4 Trends That Could Impact Workers’ Compensation Insurance - The National Council on Compensation Insurance (NCCI) recently published the 2024 Regulatory and Legislative Trends report, highlighting key state legislative...

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Study Finds Extreme Temperatures Increase Workers’ Compensation Claims - The National Council of Compensation Insurance (NCCI) recently published a new study showing the relationship between injury frequency and weather...

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Understanding Employers’ Liability Insurance - Accidents can happen in any workplace, and they often result in employee injuries and illnesses. These events can pose serious consequences for both employers and their...

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Workers Compensation Insurance - Profitable underwriting results have generated favorable conditions across the workers’ compensation insurance market for nearly a decade. According to the National Council on...

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Workers’ Compensation System Shows Financial Strength and Lower Claim Frequency - The performance of the workers’ compensation system remains strong, according to a new State of the Line Report from the National Council...

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How Return-to-Work Programs Impact Workers’ Compensation Expenses - Workers’ compensation expenses are determined by a wide range of factors; however, one of the most significant cost components in any workers’...

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- Benefits of Return-to-Work Programs for Employers and Employees - According to the National Safety Council, a worker gets hurt on the job every seven seconds. And when an employee experiences an occupational illness...

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NCCI Experience Modification Factor 2024 Changes FAQs - The National Council on Compensation Insurance (NCCI) is making alterations to its experience modification factor for 2024. These changes are slated to go into...

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NCCI Experience Modification Factor 2024 Changes FAQs - The National Council on Compensation Insurance (NCCI) is making alterations to its experience modification factor for 2024. These changes are slated to go into...

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How to Read an Experience Modification Worksheet - An experience modification worksheet, often referred to as an experience rating worksheet or experience mod worksheet, is important in workers’ compensation insurance....

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Interstate vs. Intrastate Experience Modification Rating - An experience modification rating (EMR) is a numerical indicator crucial in workers’ compensation insurance. It quantifies an employer’s workplace safety and...

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Can an employer discipline or terminate an employee who has an open workers’ compensation claim? This is a common question that many employers ask. The answer depends on which state the company is located in, why the...

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Five Strategies for Reducing Workers’ Compensation Costs - When a company experiences significant increases in workers’ compensation costs, it usually triggers internal activities aimed at reducing insurance costs and...

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