Sanford & Tatum Blog
All You Ever Wanted to Know About Insurance
2021 Commercial Property Insurance Market Outlook
Thursday, March 18, 2021
The commercial property market has steadily hardened in recent years, resulting in rate increases every quarter since Q3 2017. Unfortunately, these rate increases-as well as additional policy restrictions-are expected...
2024
April
- Compliance Overview: OSHA’s Worker Walkaround Designation Process Frequently Asked Questions
- HR Compliance Bulletin: Preparing for the DOL’s New Overtime Rule
- Compliance Bulletin: Form 5500 Deadline is July 31st
- Legal Update: ACA Information Reporting Penalties Increased for Returns Filed in 2025
- Coverage Insights: Differences Between Traditional and Cyber Business Interruption Policies
- Coverage Insights: Understanding Common CGL Policy Exclusions
- Know Your Insurance: Auto
- News Brief: Vehicle Thefts Hit a New Record in 2023: NICB
- News Brief: Report Highlights Growing Demand for Family-friendly Benefits
- HR Insights: 4 Ways AI Will Impact the Workplace in 2024
- Risk Insights: Health Care Industry Trends to Watch in 2024
- Legal Update: New TX Law Prohibits COVID-19 Vaccination Mandates
- Know Your Insurance: 2024 Auto Market
- Know Your Insurance: Tips for Home Buyers in 2024
- Legal Update: DOL Releases Benefit-related Penalty Amounts for 2024
- HR Insights: 2023 Employment Law Changes Important in 2024
- Work Comp Insights: Benefits of Return-to-Work Programs for Employers and Employees
- Compliance Overview: Top Health Plan Compliance Issues for 2024
- Data Breach Class Actions Skyrocketed in 2023
- 5 Employment Policies to Review in 2024
- HR Insights: The Business Implications of the DOL’s New Independent Contractor Rule
- Top 2024 Wellness Trends
- Legal Update: OSHA Proposes to Issue a New Emergency Response Standard
- Work Comp Insights: NCCI Experience Modification Factor 2024 Changes FAQs
- 7 Key Employee Benefits Trends in 2024
January
- Mental Health Minute - January 2024
- HR Insights: Early-career and Entry-level Development Programs to Attract Talent
- Legal Update: OSHA Form 300A Posting Requirements Begin Feb. 1
- News Brief: House Passes Bipartisan Act to Lower Health Care Costs and Increase Price Transparency
- News Brief: Workplace Fatalities Up 5.7% According to Bureau of Labor Statistics
- Benefits and Risks of Rooftop Solar Panels for Commercial Properties
- Legal Update: OSHA’s Safety and Health Bulletin on Safety Helmets in the Workplace
- HR Insights: 8 Tips for Modernizing Hiring in 2024
- Live Well, Work Well - January 2024
- Benefits Breakdown - January 2024
2023
December
- U.S. Coastal Communities Could Become Uninsurable
- HR Insights: Responding to the EEOC’s Increased Focus on Mental Health Discrimination
- Protecting Your Business Against Frozen Pipes and Sprinkler Systems
- Home Care for the Common Cold and Flu
- OSHA's Top 10 Most Frequently Cited - 2023
- DOT Accidents - What is reportable?
- Penalties for HIPPA Violations Increase
- Mental Health Minute - December 2023
- Live Well, Work Well - December 2023
November
- NCCI Experience Modification Factor 2024 Changes FAQs
- Risk Insights: Understanding, Preventing and Mitigating Workplace Violence
- Understanding Protective Safeguards Endorsements (PSEs)
- EEOC Opens EEO-1 Reporting Portal for 2022 Workforce Data
- Cyber Risks & Liability: MGM Cyberattack Emphasizes Need for Layered Digital Defenses
- News Brief: Q2 P&C Industry Combined Ratio, Net Income at Worst Levels Since 2011
- Live Well, Work Well - November 2023
- Mental Health Minute - November 2023
October
- HR Insights: Preparing for the Fall and Winter Virus Season
- Know Your Insurance: Auto Liability
- Work Comp Insights: Reading an Experience Modification Worksheet
- Risk Insights: AI + Employment Decision
- Work Comp Insights: Interstate vs. Intrastate Experience Modification Rating
- Coverage Insights: Commercial Property
- Safety Matters: Driving Tips
- Think Well, Be Well: Sleep + Mental Health
- News Brief: EEOC Significantly Increased Discrimination Lawsuits in FY 2023
- Risk Insights: Board Orientation
- News Brief: U.S. Sets Record for Billion-dollar Weather and Climate Disasters in 2023
- Cyber Update: MGM Cyberattack Emphasizes Need for Layered Defenses
- Live Well, Work Well - October 2023
- Mental Health Minute - October 2023
September
- Know Your Insurance: Home Premiums
- Compliance Overview: Open Enrollment 2024 – Health Savings Accounts (HSAs)
- Legal Update: SEC Adopts Final Rules for Public Companies’ Cybersecurity Disclosures
- Know Your Insurance: Replacement Cost vs. Actual Cash Value
- Benefits Insights: Educating Young Employees on Open Enrollment
- Safety Matters: Construction + Extreme Heat
- Coverage Insights: Professional Liability Insurance Trends in the Legal Sector
- Mental Health Minute - September
- Live Well, Work Well - September 2023
August
- Legal Update: Workplace Violence Poster Required in Texas
- Cyber Update: Average Data Breach Costs $4.4M
- Cyber Liability: The Value of Cyber Insurance
- News Brief - June Hailstorms Across U.S. Caused an Estimated $5.5B in Insured Losses
- Live Well, Work Well - August 2023
- 2023 Commercial Property Insurance Midyear Market Outlook
- Legal Update: New Form I-9 Available
July
May
April
March
February
January
2022
December
November
October
September
- Live Well, Work Well- October 2022
- Cyber Liability: The Importance of Two-factor Authentication
- Work Comp Insights: Five Strategies for Reducing Workers’ Compensation Costs
- Coverage Insights: General Liability Exposures Every Organization Should Know
- Risk Insights: Understanding How Habits Work to Influence Safety
August
July
June
May
April
March
February
January
- Legal Update: OSHA Withdraws COVID-19 ETS, but Not the Proposed Permanent Rule
- Winter Safety: Driving
- Property Management Risk Insights: Winter Weather Liabilities
- Benefits Insights: 4 Strategies for Reducing Health Benefits Costs in 2022
- Legal Update: Supreme Court Stays OSHA ETS Vaccination and Testing Mandate
- Legal Update: Agencies Issue Guidance on Coverage of OTC COVID-19 Tests
2021
December
- Live Well, Work Well - January 2022
- Legal Update: EEOC Issues New Guidance on COVID-19 and ADA Disability
- Legal Update: Court Reinstates OSHA Vaccination Mandate for Private Employers
- Auto Insights: Prepare Your Vehicle for Winter
- Safety Matters: Avoid Winter Slip-ups
- Know Your Insurance: Life Events that Affect Your Insurance Needs
- Compliance Overview: Employee Benefit Plan Limits for 2022
November
October
September
August
July
June
- Cyber Update: White House Issues Ransomware Prevention Guidance to Businesses
- Firework Safety
- OSHA's COVID-19 Healthcare Emergency Temporary Standard
- News Brief - Fatal Accidents Increased 7% in 2020, Despite Fewer Drivers
- Cyber Risks & Liabilities
- Health Care Claims May Surge in 2021
- Safety Matters - Avoid Heat Illness
- Cyber Security for Small Businesses
- EEOC Issues New FAQs on COVID-19 Vaccine Programs & Incentives
May
April
March
February
January
2020
December
November
October
September
August
July
- Family Medical Leave Act (FMLA) update July 2020
- Vaccination requirements could pit safety concerns vs. ADA, Title VII
- U.S. Department of Labor Publishes Frequently Asked Questions and Answers To Help Keep Workers Safe During the Coronavirus Pandemic
- Guidance for Suspected or Confirmed Cases of COVID-19 in the Workplace
June
May
- FMCSA Revises Hours of Service (HOS)
- HSA Limits Increase for 2021
- Did you know there are 11 new translations of OSHA's poster to help prevent workplace coronavirus exposure?
- Seven Steps to Correctly Wear a Respirator at Work
- Ten Steps All Workplaces Can Take to Reduce Risk of Exposure to Coronavirus
- Form I-9 Announcement and M-274 Employer Manual
- Dentistry Workers and Employers - Steps to Stay Safe
April
- Heat Illness Prevention
- Return to Work Resource Guide
- DOL Ends Temporary Non-Enforcement of Paid Leave Protections
- DOL Issues Alert to Help Keep Construction Workers Safe During the Coronavirus Pandemic
- Cyber Liability - Coronavirus and Remote Work Cyber Risks
- Pre-Employment Drug Testing for Furloughed Drivers
- Reopening a Business After the Coronavirus Shutdown: Things to consider as we look to the future
- Important Payroll Record Information from one of our Valued Insurance Partners
- DOL Regulations for Families First Coronavirus Response Act Update
- U.S. DEPARTMENT OF LABOR ISSUES GUIDANCE FOR RESPIRATORY PROTECTION DURING N95 SHORTAGE DUE TO COVID-19 PANDEMIC
- CARES Act - Small Business Loan Overview
- COVID-19-Related Tax Credits for Required Paid Leave Provided by Small and Midsize Businesses FAQs
March
- Department of Labor - Families First Coronavirus Response Act Posters
- Families First Coronavirus Response Act: Questions and Answers
- Families First Coronavirus Response Act
- IRS Issues Guidance on Tax Credits for Coronavirus Paid Leave
- Coronavirus Paid Leave Bill Signed into Law
- Maintaining Mental Well-Being During a Quarantine
- COVID-19 vs Influenza
- Coronavirus Facts and Information
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