Voluntary Benefits ERISA Compliance Exemption - Voluntary benefits are optional benefits that employers may offer to enhance their traditional benefits packages. Offering voluntary benefits allows an employer to include...

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Effective Communication in Workers’ Compensation Claims - Effective communication is crucial in managing workers’ compensation claims. It requires engagement with several parties, namely employees, supervisors, medical...

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Worker's Compensation Outlook - The workers’ compensation insurance segment has been an outlier compared to other lines of commercial coverage, with most policyholders encountering softening conditions and modest rate...

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Health Plan Deductibles and OOPMs – Key Concepts for Employers - Deductibles and out-of-pocket maximums (OOPMs) are important cost-sharing parameters for health plans. A deductible is the amount an individual must pay...

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The Most Common Summary Plan Description Misconceptions - One of the most important documents participants must automatically receive when becoming covered under a health benefit plan that is subject to the federal...

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Employers Should Start Preparing for 2025 RxDC Reporting - Group health plans and health insurance issuers must annually submit detailed information on prescription drug and health care spending to the Centers for...

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Employee Assistance Programs - Employee assistance programs (EAPs) are work-based intervention programs that connect employees with resources to identify and address personal problems. EAPs typically include a variety...

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2025 Federal Poverty Levels Impact Employer Liability Under Pay-or-Play Rules - The U.S. Department of Health and Human Services (HHS) updates federal poverty levels (FPLs) each year to determine eligibility for certain...

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Common Health Plan Compliance Mistakes to Avoid - Employers that sponsor group health plans are subject to many different compliance requirements under federal law. Keeping track of these various requirements can be...

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2025 Best Diet: The Mediterranean - For the eighth consecutive year, U.S. News & World Report named the Mediterranean diet the world’s best overall diet. This diet can help support brain function, promote heart...

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Newly Passed Legislation Modifies ACA Reporting Requirements - On Dec. 23, 2024, President Joe Biden signed two bills into law that will streamline the Affordable Care Act’s (ACA) reporting requirements under Internal...

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5 Employee Benefits Trends Shaping 2025 - Employee benefits are transforming, and employers can get ahead of these changes as they strive to attract and retain top talent. The modern workforce is multigenerational, with...

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Key Takeaways From the HHS Prescription Drug Cost Report - The Consolidated Appropriations Act, 2021 (CAA) established consumer protections related to surprise billing and health care transparency. As required by the...

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PCORI Fee Amount Adjusted for 2025 - The Internal Revenue Service (IRS) has issued Notice 2024-83 to increase the Patient-Centered Outcomes Research Institute (PCORI) fee amount for plan years ending on or after Oct. 1,...

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IRS Releases Health FSA Limit for 2025 - On Oct. 22, 2024, the IRS released Revenue Procedure 2024-40 (Rev. Proc. 24-40), which includes the inflation-adjusted limit for 2025 on employee salary reduction contributions...

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Mental Health Parity: New Comparative Analyses Requirements - On Sept. 9, 2024, the Departments of Labor, Health and Human Services, and the Treasury (Departments) released a final rule to strengthen the requirements of...

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