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Sanford & Tatum Blog

All You Ever Wanted to Know About Insurance

Benefits and Risks of Rooftop Solar Panels for Commercial Properties

- Benefits and Risks of Rooftop Solar Panels for Commercial Properties - As solar rooftops become an increasingly common addition to commercial properties, businesses need to be aware of the pros and cons of this...

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U.S. Coastal Communities Could Become Uninsurable

- U.S. Coastal Communities Could Become Uninsurable - It’s been all storm no calm for property insurance buyers in coastal regions in recent years, and many catastrophe-prone communities run the risk of becoming...

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Protecting Your Business Against Frozen Pipes and Sprinkler Systems

- Protecting Your Business Against Frozen Pipes and Sprinkler Systems - During the winter season, businesses face a unique set of property challenges, including the risk of frozen pipes and sprinkler systems. These...

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Understanding Protective Safeguards Endorsements (PSEs)

- Understanding Protective Safeguards Endorsements (PSEs) - When it comes to property insurance, it’s not just about securing a policy; it’s about fully understanding its nuances to ensure you have the highest level of...

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News Brief: Q2 P&C Industry Combined Ratio, Net Income at Worst Levels Since 2011

Q2 P&C Industry Combined Ratio, Net Income at Worst Levels Since 2011 - Mounting underwriting losses pushed second-quarter property/casualty insurance industry net income and profitability to the worst levels since...

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Coverage Insights: Commercial Property

- - Preventing Property Losses With Infrared Thermography - For commercial property owners and managers, protecting facilities and minimizing potential losses is of utmost importance. One invaluable resource is infrared...

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2023 Commercial Property Insurance Midyear Market Outlook

The last several years have seen the commercial property insurance market progressively harden, evidenced by ongoing rate increases over the past 22 consecutive quarters. Such rate hikes showed some signs of stagnation...

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Commercial Property Insights: Monitoring Snow Loads to Protect Structures

Major snow events can impact the integrity of a structure, making it imperative for commercial property owners to understand their building’s characteristics and structural system prior to the start of the snow season....

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Coverage Insights: Duties in the Event of a Commercial Property Loss

Duties in the Event of a Commercial Property Loss - Most people understand that insurance companies have a duty to reimburse insureds for commercial property damage not excluded by their policies. What’s lesser known is...

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