Sanford & Tatum Blog
All You Ever Wanted to Know About Insurance
Benefits Insights: Accidental Death and Dismemberment
Tuesday, March 25, 2025
Accidental Death and Dismemberment - When accidents happen, their life-altering or fatal consequences can be devastating not only for the individuals involved but also for their families and employers. In such an event,...
Benefit Insights: Key Takeaways From the Congressional Report on the HSAs
Tuesday, March 25, 2025
Key Takeaways From the Congressional Report on the HSAs - The Congressional Research Service (CRS) released its most recent report, updated in 2025, describing health savings accounts (HSAs). The CRS serves as a...
Benefit Insights: How to Navigate a Growing Array of Benefits Options
Tuesday, March 25, 2025
How to Navigate a Growing Array of Benefits Options - In today’s labor market, offering a robust benefits package is essential for talent attraction and retention and employee well-being. The rise of voluntary benefits...
Compliance Overview: Common Health Plan Compliance Mistakes to Avoid
Friday, February 21, 2025
Common Health Plan Compliance Mistakes to Avoid - Employers that sponsor group health plans are subject to many different compliance requirements under federal law. Keeping track of these various requirements can be...
Benefit Insights: Emerging Wellness Trends in 2025
Tuesday, January 28, 2025
Emerging Wellness Trends in 2025 - The days of compartmentalizing physical, mental, financial and emotional well-being are over. In 2025, organizations are adopting a holistic approach that considers the entire employee....
Benefits Insights: 5 Employee Benefits Trends Shaping 2025
Tuesday, January 28, 2025
5 Employee Benefits Trends Shaping 2025 - Employee benefits are transforming, and employers can get ahead of these changes as they strive to attract and retain top talent. The modern workforce is multigenerational, with...
Benefits Insights: Key Takeaways From the HHS Prescription Drug Cost Report
Tuesday, January 28, 2025
Key Takeaways From the HHS Prescription Drug Cost Report - The Consolidated Appropriations Act, 2021 (CAA) established consumer protections related to surprise billing and health care transparency. As required by the...
Benefit Insights: 2025 Trendiest Voluntary Benefits
Tuesday, January 28, 2025
2025 Trendiest Voluntary Benefits - As health care costs continue to rise, so does the demand for voluntary benefits. Since many employers find it increasingly difficult to provide employees with a complete benefits...
Benefit Insights: Key Drivers of 2025 Health Care Cost Increases
Tuesday, December 31, 2024
Key Drivers of 2025 Health Care Cost Increases: - Health care costs are projected to increase substantially in 2025. Estimates show a similar growth in spending to 2024, marking multiple years of compounding costs....
Risk Insights: Managing Commercial Fleet Maintenance and Repair Costs: Trends, Strategies and Insurance Benefits
Monday, December 30, 2024
Managing Commercial Fleet Maintenance and Repair Costs: Trends, Strategies and Insurance Benefits - Fleet maintenance is a critical responsibility for businesses that rely on vehicles to support their operations....
Coverage Insights: The Value of Employment Practices Liability Insurance
Wednesday, November 27, 2024
The Value of Employment Practices Liability Insurance - In today’s increasingly litigious society, stakeholders are holding organizations more accountable for their poor decisions and wrongdoings, whether actual or...
Risk Insights: Distracted Driving and Cellphones
Tuesday, November 26, 2024
Distracted Driving and Cellphones - Distracted driving is a significant cause of motor vehicle crashes that result in costly property damage and threaten safety. According to the National Highway Traffic Safety...
Compliance Bulletin: Educational Assistance Programs Can Help Pay Student Loans Through 2025
Friday, November 1, 2024
Educational Assistance Programs Can Help Pay Student Loans Through 2025 - The IRS is reminding employers who offer educational assistance programs that they can also use them to help pay for their employees’ student...
Benefits Insights: Motivating Employees to Spend More Time With Open Enrollment
Monday, September 30, 2024
Motivating Employees to Spend More Time With Open Enrollment - Open enrollment is a critical period for both employees and employers. It’s the time when employees can make important decisions about their benefits, which...
Benefits Insights: 8 Tips for Effective 2025 Open Enrollment Communication
Monday, August 26, 2024
8 Tips for Effective 2025 Open Enrollment Communication - Now more than ever, employees are looking to their employers for guidance on navigating their available benefits and how to stretch their dollars further. Many...
Benefits Insights: Health Care Costs and Your Employee Health Plan
Wednesday, April 24, 2024
Health Care Costs and Your Employee Health Plan - Health care costs, and consequently employee health benefits costs, have been increasing at an alarming rate for nearly a decade. Avoiding rising health care costs is...
Work Comp Insights: Reading an Experience Modification Worksheet
Wednesday, October 25, 2023
How to Read an Experience Modification Worksheet - An experience modification worksheet, often referred to as an experience rating worksheet or experience mod worksheet, is important in workers’ compensation insurance....
Benefits Insights: Educating Young Employees on Open Enrollment
Wednesday, September 20, 2023
- - Educating Young Employees on Open Enrollment - Many employees need help with open enrollment. This is particularly true among younger workers, who typically have less experience selecting benefits than older...